QBE旅游险电话面试会问啥？

kyle1031

因为在填quote的时候，有pre-existing condition，但我的condition不在已列出来的清单中，所以在评估的时候，邮件发来让打电话过去，他们要再问问。

请问大家有这种经历吗？我都写的很清楚了，还会问啥？

还有为什么这旅游保险怎么一天一个价，前几天去填quote的时候和这几天填的，价格不一样，是不是临近出发了才买保险，价格就越来越贵了

woodywup

旅游险是买方市场, 你掏钱是大爷还担心什么.
电话面试的时候就是杀价的时候,  就说我在其他公司拿到更好的价格扒拉扒拉, 看看能不能再降点下来.

kyle1031

woodywup 发表于 2016-11-2 14:50
旅游险是买方市场, 你掏钱是大爷还担心什么.
电话面试的时候就是杀价的时候,  就说我在其他公司拿到更好的 ...

已经打了，就问了我原有疾病的问题，现在新的quote也发下来了。

Cover has been DENIED for any claim(s) caused or exacerbated by, or consequential upon, any existing medical condition(s) as defined by the policy.

Excluded medical conditions
any related .........隐藏我原有的疾病名称........

Cover for any claim under any section of the travel insurance policy, caused by any illness is subject to an excess per event of AUD$1000.

The maximum accumulative sum insured for the duration of the policy for claims under any section of the travel insurance policy, caused by any illness is AUD$100000.

当然该保险还是52刀能搞定，包了以下内容，但是有以上条款，我看的不是很明白

Medical evacuation and repatriation
Medical and emergency dental expenses
Lost or stolen luggage/belongings
Cancellation/delay costs
Emergency travel/accommodation
Emergency assistance
Children under 25
Popular amateur sports
Rental car expenses
Accidental death
Earn Qantas Points*
Snow sports

所以我到底是该不该买呢？