什么人适合salary sacrifice

karenalam

本人年薪税前五万  开车不多 5000公里一年
一年新的车 目前还有贷款40000.

如我这个情况做salary sacrifice，是对税务有利还是弊？这中间还有什么隐藏的费用、
另外请问FBT跟我有什么直接影响。
谢谢

悉尼浪子

how old are you.

Salary sacrifice suits people close to retirement

karenalam

悉尼浪子 发表于 2015-3-22 17:55
how old are you.

Salary sacrifice suits people close to retirement

26 工作2年。原来这样
为什么呢适合退休的人呢， 我就是想弄弄车贷 不是sacrifice 养老金

simonwang

Depending on your employer FBT status:

If the employer is exempt from FBT, better to utilise the full cap towards large payment such as mortgage or rent, then as much as possible under meal entertainment and entertainment facility leasing.

If the employer is rebatable from FBT, similar to the above.

If the employer is fully subject to FBT, no too many options so novated or associate lease is the common item.

It works for most of the employees earning roughly more than $50,000. The benefit is saving the income tax so if not liable to pay income tax or just at low level, no benefit of doing that.

潜水老虎

老老实实想办法挣钱，等挣到足迹平均工资再考虑这些吧

ivy-liao

simonwang 发表于 2015-3-24 12:18
Depending on your employer FBT status:

If the employer is exempt from FBT, better to utilise the fu ...

你好Simon
陆克文政府期间，把fbt改了，说是取消statutory rate，要采用log book method，当时我们公司的税务律师还特意发了个email给我老板，说以后会影响

后来好多人反对，也不知道执行了没有。我的lease月底到期了，想问下你专业人士，知不知道像我的case都是private use的，新签的合同，还可以不可以用statutory method。谢谢

anniebearpublic

ivy-liao 发表于 2015-3-24 12:41
你好Simon
陆克文政府期间，把fbt改了，说是取消statutory rate，要采用log book method，当时我们公司的 ...

那个更改没通过，一切老样

simonwang

ivy-liao 发表于 2015-3-24 12:41
你好Simon
陆克文政府期间，把fbt改了，说是取消statutory rate，要采用log book method，当时我们公司的 ...

It didn't go ahead so you may still use statutory formula method.

One issue to consider: if the original lease was signed prior to 11 May 2011, you might have various rates applied according to the mileage, 26%, 20%, 11% and 7%. In that case, if your lease is refinanced, for the new FBT year, only 20% rate will apply. No impact if the original lease was signed after 10 May 2011, 20% all the way.

ivy-liao

simonwang 发表于 2015-3-24 15:30
It didn't go ahead so you may still use statutory formula method.

One issue to consider: if the  ...

谢谢， 我一直用的是20
没分了，白条先