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More about Health Fund [复制链接]

lee3star

皮靴族

发表于 2005-9-5 12:57 |显示全部楼层

此文章由 lee3star 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 lee3star 所有！转贴必须注明作者、出处和本声明，并保持内容完整

I went to Medibank last Saturday. I was about to join them on that day. But I found something I thought was actually wrong. I don't know whether I am the only person who got the wrong idea. Just post here to let everyone know.

Medibank has hospital cover and extras cover. I thought any one of this can save me from the 1% medicare levy. However, that's wrong. If you buy extras only, you still need to pay that 1%. The truth is, only hospital cover can save 1% for you.

Allthough the most needed health insurance for us is the extras(since we are young), the tax benifit only comes from hospital cover.

BTW, anyone know which health fund vendor has promotion on waiting period?

astina

管理员

发表于 2005-9-5 13:05 |显示全部楼层

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It is very rare to have hospital cover products without waiting periods. If you are buying hospital cover mainly for tax purpose, the waiting period shouldn’t matter much.

老杏

水晶靴族

发表于 2005-9-5 13:12 |显示全部楼层

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the most tax benefit you get from private health insurance is the exemption of medicare surcharge plus a 30% rebate.

[ Last edited by clur on 2005-9-5 at 12:12 PM ]

lee3star

皮靴族

发表于 2005-9-5 13:09 |显示全部楼层

此文章由 lee3star 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 lee3star 所有！转贴必须注明作者、出处和本声明，并保持内容完整

35%? why I see only 30%

clur 在 2005-9-5 12:06 PM 发表:

the most tax benefit you get from private health insurance is the exemption of medicare surcharge plus a 35% rebate.