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by now, your college might not report their census income yet. so if you can handle your college by giving them some good reason, it will be easy for them to remove you from their reporting list. so you won't occur any hecs debt.
if they have reported the census income, the only way to get your money back is to apply for a remission/waive...but you need to have reasonable excuse...most of the case will be medical condition or so...
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