关于CGT， 希望高人回答

momohan

已经结婚了。　老婆名义下有个自住房，　自己买了房子不住，　名义都是分开的。　一般都是住老婆的房子下面，　自己的房子其实是投资的用途。

我的房子考虑是自己租一段时间之后，　也当作自住房卖了，（可以水电都用我自己名义）　主要是为了避免资产增值税。　想问下，　这样可行么？　就是说夫妻双方各自名义下都有个自住房说的通么？

另外增值大约7万左右，平时没交什么税。　最差要交CGT税是多少。　


期待懂行的大大回答，　分分伺候。

[ 本帖最后由 momohan 于 2012-7-11 16:47 编辑 ]

Poweregg

夫妻双方各自名义下都有个自住房说的通
================================
持有时间不长的话，问题不大～～例如结婚后几年

CGT 7W的话，超过1年按3.5W，加到你的年收入里去纳税

jedi_knight

原帖由 Poweregg 于 2012-7-11 16:48 发表
夫妻双方各自名义下都有个自住房说的通
================================
持有时间不长的话，问题不大～～例如结婚后几年

CGT 7W的话，超过1年按3.5W，加到你的年收入里去纳税

你确定吗？如果是夫妻的话，各自名下的2套房都可以成为自住房？

另外结婚前夫妻各自就买好的呢？是不是更没有问题了？

lee2267

原帖由 Poweregg 于 2012-7-11 16:48 发表
夫妻双方各自名义下都有个自住房说的通
================================
持有时间不长的话，问题不大～～例如结婚后几年

CGT 7W的话，超过1年按3.5W，加到你的年收入里去纳税

帅哥，，你 确定么？ 我怎么听说夫妻双方各自名义下都有个自住房-之能取其一作为自主房呢。。

nswsky

原帖由 lee2267 于 2012-7-11 19:05 发表


帅哥，，你 确定么？ 我怎么听说夫妻双方各自名义下都有个自住房-之能取其一作为自主房呢。。

貌似小鱼理解正确。
INCOME TAX ASSESSMENT ACT 1997 - SECT 118.170
Spouse having different main residence
(1)  If, during a period, a * dwelling is your main residence and another * dwelling is the main residence of your * spouse (except a spouse living permanently separately and apart from you), you and your spouse must either:

                     (a)  choose one of the dwellings as the main residence of both of you for the period; or

                     (b)  nominate the different dwellings as your main residences for the period.

             (2)  If you nominate the different * dwellings as your main residences for the period, you split the exemption in accordance with subsections (3) and (4).

             (3)  If your interest in the * dwelling you chose was not, during the period, more than half of the total interests in the dwelling, the dwelling is taken to have been your main residence during the period. Otherwise, the dwelling is taken to have been your main residence for half of the period.

             (4)  If your * spouse's interest in the * dwelling your spouse chose was not , during the period, more than half of the total interests in the dwelling, the dwelling is taken to have been your spouse's main residence during the period. Otherwise, the dwelling is taken to have been your spouse's main residence for half of the period.

Example:    You and your spouse own a town house as tenants in common in equal shares. You and your spouse also own a beach house as tenants in common, with your interest being 30% and your spouse's 70%. From 1 July 1999, you live mainly in the town house and your spouse lives mainly in the beach house. On 1 July 2000 you and your spouse dispose of both dwellings.

                   For the period 1 July 1999-30 June 2000 you nominate the town house as your main residence and your spouse nominates the beach house. The town house is taken to be your main residence during the period. The beach house is taken to be your spouse's main residence during half the period.

momohan

What if A dwelling 100% interest by my wife. B 100% interest by me. Both purchased before marriage.?

The story is I bought an off plan intention tobe main residence. But wife bought a house afterward.So we move in and get married. Would like to dispose my off plan as it has a rapid capital growth and interest to invest somewhere else. Trying to minimize or avoid CGT.

Poweregg

原帖由 lee2267 于 11/7/2012 19:05 发表


帅哥，，你 确定么？ 我怎么听说夫妻双方各自名义下都有个自住房-之能取其一作为自主房呢。。

我说了
1，时间不长，房子都是双方婚前购买
2，lz说了另外买的房子会把水电都开在他自己名下

然后3楼的during a period, a * dwelling is your main residence and another * dwelling is the main residence of your * spouse (except a spouse living permanently separately and apart from you), you and your spouse must either:

那就是找一个借口说，刚开时夫妻双方是“spouse living permanently separately and apart from you”，就不必受下面条件的限制喽
新婚怎么会分开，原因很多啊，刚结婚因为家庭的某些事物（），闹得不开心，分开了很久

另外我也说了，时间不太长的，一来使得上面的借口合情合理，二来时间短不易吸引ATO的注意，你如果结婚了10几年，有了小孩还说permanently separately，估计就不靠谱了

这种东西，本来就是模棱两可的事情，不同的解释，都可能处理结果不同
要不要报CGT，怎么解释，楼主自己决定，另外就像论坛顶部说的，这些建议都不构成financial/tax advice，自己负责

[ 本帖最后由 Poweregg 于 2012-7-11 22:54 编辑 ]

mxgong

原帖由 Poweregg 于 2012-7-11 22:51 发表


我说了
1，时间不长，房子都是双方婚前购买
2，lz说了另外买的房子会把水电都开在他自己名下

然后3楼的during a period, a * dwelling is your main residence and another * dwelling is the main residence of your * ...

你这不等于没说啊。楼主是诚心问建议的。。你在这捣糨糊？ (paopaobing(88)) (paopaobing(88)) (paopaobing(88))

Poweregg

原帖由 mxgong 于 11/7/2012 22:58 发表


你这不等于没说啊。楼主是诚心问建议的。。你在这捣糨糊？ (paopaobing(88)) (paopaobing(88)) (paopaobing(88))

你有没有看我打的字啊，还是你在捣糨糊？

我说的情况不就是lz的情况?
婚前购买/短期持有
水电都在自己名下==〉很好的说明了是 a spouse living permanently separately and apart from you

lee2267

原帖由 Poweregg 于 2012-7-11 22:51 发表


我说了
1，时间不长，房子都是双方婚前购买  ---Under Ruling ..Must be < 6 month. if you take action say sign contract with agent to sell house within 6 Month.
   does not matter how long it takes for agent to sell house...
2，lz说了另外买的房子会把水电都开在他自己名下

然后3楼的during a period, a * dwelling is your main residence and another * dwelling is the main residence of your * ...

[ 本帖最后由 lee2267 于 2012-7-12 14:12 编辑 ]

xinxin119

原帖由 Poweregg 于 2012-7-11 23:03 发表


你有没有看我打的字啊，还是你在捣糨糊？

我说的情况不就是lz的情况?
婚前购买/短期持有
水电都在自己名下==〉很好的说明了是 a spouse living permanently separately and apart from you

论坛有减分的功能么。。。。

Poweregg

原帖由 xinxin119 于 12/7/2012 21:32 发表

论坛有减分的功能么。。。。

靠，不至于这么毒吧

就像ATO规定不能用ABN contractor的方式逃避super或者workcover，实际这么操作的多得是

lz要是想做一个哪怕现金收入都会主动报税的人，当我没说

xinxin119

原帖由 Poweregg 于 2012-7-12 21:40 发表


靠，不至于这么毒吧

就像ATO规定不能用ABN contractor的方式逃避super或者workcover，实际这么操作的多得是

lz要是想做一个哪怕现金收入都会主动报税的人，当我没说

别人这么做你可以不提倡，但不能去主动教导去这么做。如果租客拿他出租的房子去申请rent assistance 呢？

joelucie

原帖由 xinxin119 于 2012-7-12 21:48 发表


别人这么做你可以不提倡，但不能去主动教导去这么做。如果租客拿他出租的房子去申请rent assistance 呢？

头像太搞笑 白富美，帽子安得好(monkey33)

joelucie

不好意思Lz , 歪楼了

xinxin119

原帖由 joelucie 于 2012-7-12 21:56 发表

头像太搞笑 白富美，帽子安得好(monkey33)

我和蛋蛋的谈话永远是在友好，和谐的气氛下圆满成功。。

Poweregg

原帖由 xinxin119 于 12/7/2012 21:48 发表


别人这么做你可以不提倡，但不能去主动教导去这么做。如果租客拿他出租的房子去申请rent assistance 呢？

呵呵，咱么论坛不就探讨一下，研究一下嘛
毕竟任何一个领域，除了黑和白，还是灰色地带的

楼主这么干，水电都开自己名下了，明显是不会走正式租赁合同的
当然，要是楼主去走正规租赁，再去claim NG之类的，被ATO抓到吃枪子只能怨自己了

我知道有一对鬼佬，实际住在一起，女方地址，水电都开在自己名下，私下租朋友不报税~~~税务局拿她也很无奈啊
哎，算了，听xinxin指示，偶们还是做守法好公民吧

xinxin119

这里以后要是风气带坏了。。ATO派个奸细过来，抓我们一抓一个准啊。。。lol

xinxin119

原帖由 joelucie 于 2012-7-12 21:56 发表

头像太搞笑 白富美，帽子安得好(monkey33)

你的这个宝宝有做白富美的潜质

JohnnySu

Husband and wife can only have one "main residence" at a time for CGT exemption purposes.  If you have two you can choose to claim a % of each one but not 2 at the same time.
It is another story if you can prove you are separated..

[ 本帖最后由 taxbreak 于 2012-7-13 12:56 编辑 ]