这个有用吗about super

月光绵绵

Don't miss out on this years' Government co-contrbution‏
4 reasons why you should take advantage of this years' Government co-contribution scheme
Maximum co-contribution is being reduced
This year the maximum amount the Government will give you under the scheme is $1,000. Next year, this maximum limit drops to $500.
Changes to eligibility
You may not be entitled to it next year as the Government is lowering the eligible income cap from $61,920 to $46,920.
Matching rate to be halved
You'll have to contribute more next year to get the same co-contribution amount as this year. Currently, the Government will match you dollar for dollar up to $1,000 for contributions you make to your super. Next year, this will be reduced to $0.50 for every dollar you contribute.
Boost your super savings!
Changes to the co-contribution scheme
Year of entitlement Maximum entitlement Matching rate Lower threshold Higher threshold
2011–12 $1,000 100% $31,920 $61,920
2012–13 $500 50% $31,920 $46,920
More information on the Government co-contribution scheme can be found here.

Here's how to take advantage of the current co-contribution scheme to boost your super balance and maximise your retirement savings before the rates are reduced:

Find out if you're eligible* and what your entitlement is likely to be.
Then make a personal after-tax contribution before June 30 via BPAY, Mail or Direct Debit.
If you qualify, the Government will automatically contribute to your account after you have lodged your tax return – simple as that!


Contribute now so you don't miss out.
Remember, to qualify for this years' co-contribution scheme, you have to make a personal after-tax contribution to your super account before June 30 this year. Please allow 5 working days for transactions to be received.

It's easy to do via BPAY, otherwise you can mail in a cheque or arrange with your financial institution to make automatic regular direct debit payments to your account.

*Eligibility conditions apply. Visit the website for more information.

BPAY Mail Direct debit

lee2267

今年最后一年 最高rebate 1000.。明年开始就只有 500了 。。

shirleyhelj

反正我投了300, 在家看宝宝半年多没收入刚好可以，也给我妈妈投了1000, 就是免费1:1super.

上哪儿有这么好100%回报的deal?!

cindyyanjie

还是算了，反正也没指望super能干吗

岁月留下的痕迹

原帖由 shirleyhelj 于 2012-6-21 20:21 发表
反正我投了300, 在家看宝宝半年多没收入刚好可以，也给我妈妈投了1000, 就是免费1:1super.

上哪儿有这么好100%回报的deal?!

自己父母可以吗？不是有10%的收入是工资收入的限制吗？？如果可以我也帮我父母交一个！！

shirleyhelj

我妈妈坐点小生意。sole trader 也可以。

岁月留下的痕迹

原帖由 shirleyhelj 于 2012-6-22 12:47 发表
我妈妈坐点小生意。sole trader 也可以。

谢谢，我也去问下我的会计师去

ayuanx

原帖由 cindyyanjie 于 2012-6-21 20:25 发表
还是算了，反正也没指望super能干吗

一想到至少还要30年才能取，就没任何动力去 Sacrifice to Super，那时候都不知道通货膨胀多少倍了
想想你30年前放了1块钱还是2块钱，到今天，几乎没什么区别了

[ 本帖最后由 ayuanx 于 2012-6-23 01:14 编辑 ]

csk123

好像有很多限制
比如2012财年工资在$32900左右 到6万左右才有可能享受到，具体的记不很清了，ATO网站上 有
而且要求来自工作的的收入不低于10%
能拿到$1000整数的只有年收入正好在Circa$32900的人，然后收入每多$1，政府补贴少33c

如果能拿到$1000整数，以30年后可以拿出来为准，其实年回报率大约在8%左右

这个比较适合刚开始工作的同学，快速增加SUPER的余额，变相抵消政府从SUPER收走的15%的税

shirleyhelj

正解，所以我才投300，我算过了这是政府最多可以给的。所以超过3w多的人要算好了才投才能拿到100%.

放在super里的最差你可以放cash,还是有利息拿。就算30年还是比通涨好，当然前提条件是你有闲钱的情况下。

象有老爸老妈的过几年就可以拿了，政府免费发钱，绝对划算。