关于卖房后注销银行贷款的手续办理

特能输

本人房屋拍卖后需要60天左右的按揭期， 然后才能去银行注销贷款，由于着急回国可能在按揭之前人就已回国， 想问一下去银行注销房屋贷款一定是要办理贷款本人吗？  可不可以授权给别人代理本人去注销呢？

cycwong21

Bascially you can settle your loan account at settlement date, unless there's something unexpected happen.

You can sign limited power of attonery to authorise someone you trust to represent you.

My personal experience:

- Ask your lawyer to prepare the power of attonery to limit the power only for sale of your proeprty, state the property address. Then, your friend or your relative could not use this document to perform something else behind you.
- Specified money transactions. All money received at settlement date and your 10% deposit after deducting estate agent fees that should be deposited into your own bank account, not anyone else.

特能输

原帖由 cycwong21 于 2012-6-13 16:04 发表
Bascially you can settle your loan account at settlement date, unless there's something unexpected happen.

You can sign limited power of attonery to authorise someone you trust to represent you.

My ...

多谢指点， 目前还不能给你加分， 只能先打白条了。