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原帖由 niba 于 3/2/2012 10:52 发表 
Mortgage Lenders at Mates Rates
Adelaide Bank
Residential Upfront 0.715
Trail 0.165
AMP
Residential Upfront 0.715 Effective on loans settled on or after 01/05/2010 Base Upfront
0.66% Affinity, Alliance and Select products will be paid at 0.33% LOC Facilities: upfront paid based on 75% of the net facility amount
Upfront includes Connective Online Lodgment Bonus 0.055%
Trail 0.187 Effective on loans settled on or after 01/05/2010 Affinity,
Alliance and Select products will be paid at 0.165%
ANZ
Residential Upfront 0.6325 Effective on loans settled on or after 01/05/2011. 0.6325% Base upfront including Connective Sales Volume Incentive
Trail 0.22 Effective on loans settled on or after 15 August 2008* Trail in the
first 3 years is 0.165% increasing to 0.22% in year 4 and
beyond.
Australian First Mortgage Pty Ltd
Residential Upfront 0.71 Flexible Option and Secure Option.
Trail 0.15 Flexible Option and Secure Option
Australian First Mortgage Pty Ltd Commercial
Commercial Upfront 0.55 Introducing broker receives 0.50% + GST after settlement
Trail 0.10 Up to 0.10%p.a paid monthly
Australian Unity (Commercial)
Commercial Upfront 0.25 Upfront fee can be added to the application fee of 0.25%.
Trail 0.275
Trail 0
BankWest
Residential Upfront 0.55 Commission of 0.55% effective on loans settled on or after 1 March 2009
Commission is calculated and capped on a maximum loan of $3 million.
Trail 0.275 Trail effective on loans settled on or after 1 March 2009. Year 1 =
0.165% Year 2 = 0.165% Year 3 = 0.22% Year 4 = 0.2475% Year 5 + = 0.275%
Better Mortgage Company
Residential Upfront 0.77
Trail 0.165
Bluestone – Inactive
Residential Upfront
Trail
Citibank
Residential Upfront 0.65 Line of credits on settlement date. Commission paid will be based on higher of principal balance or 70% of the credit limit.
Trail 0.15 Trail is paid on following loans at 0.11% – Standard Variable, Premium Variable and Line of Credit.
Collins Securities
Residential Upfront 0.66 Standard Variable Product paid at 0.363%
Trail 0.22 Below trail are paid at 0.11%Premium Variable, Line of Credit, Standard Variable
Commonwealth Bank
Residential Upfront 0.6875 Effective for commission payments as of 1st August 2011 Base of 0.55%
Submission Quality = 0.055% Conversion Ratio = 0.0825% Line of Credits are calculated on 75% of the Approved Limit. Diamond Brokers = 0.715%
Trail 0.22 Effective for settlements as of 1 July 2008 Nil trail within the first
12 months then 0.22% trail from year 2 onwards
Deposit Power (Deposit Bonds) Residential
Residential Upfront 22 22% of the fee collected for Short Term Deposit Guarantee and 16.5% of the fee collected for Long Term Deposit Guarantee
FirstMac
Residential Upfront 0.66 Easy Livez upfront is 0.66%
Trail 0.165 Easy Livez trail is 0.165%
Heritage Building Society
Residential Upfront 0.605
Trail 0.165 0.165% for years 1 & 2, 0.22% for year 3 and 0.275% year 4 onwards
GE Money – Inactive
Consumer Upfront
Homeloans Limited
Residential Upfront 0.066 Effective settlement after 1st October 2010. Minimum Loan size $50,000 Minimum size principal increase is $10,000
Trail 0.165 0.165% on all products expect the Ultra Plus. Trail Capped at 0.11% for the Ultra Plus Product from year 1 and beyond
Homeside Lending
Residential Upfront 0.715 Effective for 1st December 2010. Commissions range between 0.55% and
0.715% based on a Star Rating system which are on automatic 6 monthly
reviews Lines of Credit are calculated on 75% of the Approved Limit
Trail 0.385 Effective for loans settled from 1 August 2008* trail increases over
the period the client remains with the lender. Year 1 = 0% Year 2 = 0.165%
Year 3 = 0.22% Year 4 = 0.275% Year 5 = 0.33% Year 6+ = 0.385
IMB Building Society (Commercial)
Residential Upfront 0.66
Trail 0.275
ING Direct
Residential Upfront 0.66 *Effective for settlements from 1 July 2010 Base up front 0.55%. 0.66% maximum upfront inclusive of GST
Trail 0.22 *Effective for settlements from 1 July 2010 Trail commission 0.165%
years 1-3. Years 4 and above 0.22%
Keystart Home Loans
Residential Upfront 0.44 Effective 22nd April 2010
Trail 0.11 Effective 22nd April 2010
LaTrobe Financial
Residential Upfront 0.55 Upfront can be reduced by broker to reduce application fee paid by borrower
Trail 0.22
Liberty Financial
Residential Upfront 0.55 0.55% relates to the Star/Nova Products. The loan must be submitted via LoanNET
Please refer to your Liberty BDM regarding commission on the private product.
Liberty Care Product – 50% Upfront of the Application Fee – No Trail (Application Fee of a max 1% or $1,000).
Trail 0.22 0.22% relates to the Star/Nova Products. The loan must be submitted via LoanNET
Please refer to your Liberty BDM regarding commission on the private product.
Loan Ave
Residential Upfront 0.88 0.88% up front on the non-conforming products
Upfront 0.825 Premium products have two options: 0.55% Option 1 & 0.825% Option
2 Advantage attracts 0.77% upfront and Flexi attract 0.55% up front
Trail 0.275 Applies to all products except for Advantage and Flexi. Premium
products have two options: 0.165% Option 1 & 0.275% Option 2 Advantage
and Flexi products attract 0.22% trail
Macquarie Bank Mortgage Solutions
Residential Upfront 0.66
Trail 0.175
Merchant Mortgages (Commercial)
Residential Upfront 0.55
Trail 0.275
MKM Capital
Residential Upfront 1.00 1.00% incl GST – 6+6 & 12 month loans 0.50% incl GST – 30 year loans
Trail 0.30 Nil -6+6 & 12 month loans. 0.30% incl GST – 30 Year loans.
National Australia Bank
Residential Upfront 0.66 Line of Credit: 60% of approved limit
Trail 0.0
National Australia Bank Commercial
Commercial Upfront 0.495 Upfront may vary depending on product and application fee collected
Trail 0
Paramount Mortgage Services
Residential Upfront 0.77 Varies on product type ranging from nil to 0.77%
Trail 0.275 Varies on product type ranging from nil to 0.275%
Pepper Home Loans
Residential Upfront 0.66
Trail 0.22
St George Bank Ltd (Commercial)
Residential Upfront 0.55 Upfrton amount of Aggregated customer facilities comission. $0 to $250,000 Nil, $250,001 – $2,500,000 up to 0.50% of the facility limit. $2,500,001 and above up to 50% of the establishment fee.The above is subject to a maximum upfront commission payment of $45,000 or otherwise negotiated on each referred transaction and is calculated based on total amount of finance facilities approved and settlement.
Trail 0.20 $0 to $250,000 – NIL, $250,001 and above – up to 0.20% p.a
St George Bank Ltd (Residential)
Residential Upfront 0.715 Effective for loans settlements from 1st September 2011.The maximum upfront commission that can be received for a standard loan is now 0.715%. Conversaion Ratio below 80% = 0.55%, Conversion ratio equal to or greater than 80% = 0.715%.
Trail 0.165 Effective for loans setltement from 1st September 2011.
Suncorp Metway
Residential Upfront 0.66 Effective for settlements from 1 February 2012* Base
Up Front 0.50% Conversion Incentive 0.15%,
Trail 0.275 Effective for settlements from 1 February 2012. 0.15% years 1,2 and 3, 0.20% from year 4 onwards
The Banksia Financial Group
Residential Upfront 0.55
Trail 0.275
The Rock Building Society
Residential Upfront 0.605 Upfront commissions to reduce to 0.605% effective Nov 2008
Trail 0.22 Trail to reduce to 0.22% effective Nov 2008
Westpac Bank
Residential Upfront 0.55 Effective from settlements on or after 1 June 2008 75% of approved LOC
Limit
Trail 0.165 Effective from settlements on or after 1 June 2008
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