地主福音：西太下周（22May)降低转贷审核标准

aus.property

Westpac will be lowering its stress test for certain refinancing applicants in a bid to help borrowers out of mortgage prison.
Starting next week, refinancers who don't pass the bank's standard serviceability test can be judged under a "modified serviceability assessment rate".
A typical stress test measures if a borrower can afford repayments if interest rates rise by three percentage points.

https://www.9news.com.au/nationa ... 9-b2e3-ccee424e4baf

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stress test的buffer放到2.5能活很多人。

backpicker

这个只针对refinance客人，而且还有很多附加条件的。除了西太之外，其他也有银行在跟进。

逆风而上

3 降到1

fantom

逆风而上 发表于 2023-5-20 22:59
3 降到1

有出处吗？

逆风而上

fantom 发表于 2023-5-20 23:22
有出处吗？

看来上足迹的人已经都老了。 我也是。