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找了两家保险公司报价，NRMA的居然2880.5刀，包括以下这些
Policy benefits
✓ We insure your vehicle for an agreed value or market value and this includes any standard equipment that comes with it, plus − any modifications, options or accessories that are attached to it
✓ Not at fault hire car – If you are involved in a not at fault collision or crash we will provide you with a hire car
✓ Emergency repairs up to $800
✓ Personal items up to $500
✓ Hire car after a theft or attempted theft for $75 a day for up to 21 days
✓ Baby capsules and child seats ( up to $500 )
✓ Liability cover up to $20 million
✓ Tools of trade up to $1,500 (business use vehicles)
✓ If your vehicle is written off within its first 2 years, you may choose to replace your vehicle with a new one
✓ Towing
Events covered
✓ Collision or crash
✓ Accidental damage
✓ Theft or attempted theft
✓ Vandalism or a malicious act
✓ Storm, Fire, Flood, Earthquake, Explosion
✓ Tsunami
AAMI的才1191刀，而且车的价值可以自己选，不像NRMA只说是车的市场价，没说多少钱， AAMI包括如下这些
Accidental damage to your car and car theft
Damage to other people's vehicles or property up to $20 million
New car replacement after a total loss if less than 2 years old
Hire car after theft (up to 21 days) and an accident where you provide us with full details of the other at fault driver
All legal modifications and accessories fitted to your car
Personal property, emergency repairs and emergency accommodation up to $1,000 after an incident
Lifetime Repair Guarantee on authorised repairs
AAMI Safe Driver Rewards
Towing and storage costs
Transport costs to your destination and to the repairer or hire car provider, up to $250 per incident
大家新车的保费多是多少啊？感觉NRMA太贵了啊。Main Driver 都是有8年驾龄的，年龄高于25岁的司机。EXCESS FEE都是695的
大家帮我看看是不是选AAMI就可以涵盖新车可能出现的问题了？
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从“小镇做题家”，到M女校全奖 + JR）+（弟弟也不甘示弱，今天也拿回一个BC的offer (2022-8-25) 樱桃芝芝 
发表于 2019-10-27 08:44
