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假设是现在马上要退休,然后在学校呆了十年,五年平均工资为X,三年平均工资为Y。然后根据公式
service accrued from 1 Jan 2015 to 2019 Dec
5 year benefit salary * benefit service * lump sum factor * average service fraction * average contribution
+
service accrued before 1 Jan 2015
3 year benefit salary * benefit service * lump sum factor * average service fraction * average contribution
X*5 *0.18*100%*100% + Y * 5 * 0.18 *100% *100%
= 0.9X + 0.9Y
算起来比全职工作的工资都高了。请问我是不是哪里算错了?是不是benefit service 最多只能算5年?谢谢!
我是假设中间一直full time,并且一直交super(我们周围都是交满的)。
benefit service 的定义是:
Your period of benefit service essentially covers the years and days of your DBD membership as a contributing member, plus any period to be counted as such in accordance with the Trust Deed. |
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