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本帖最后由 hpehpe 于 2018-6-28 19:50 编辑
Good article sharing:
这种事情很少发生，楚老一辈子活到近七老、八十了，也才发生过两次，但这不表示它就不会发生。
什么才能称得上是房地产大崩溃呢？通常它有两个特征：一是跌幅超过30%，(有时候甚至拦腰斩一半 )。二是跌的时间至少超过五年，（有时候甚至长达10年、甚至像日本那样20年）。九七年的亚洲金融风暴，2000 年初期的澳洲回跌调整，还有，2002年的SARS，….也曾经历过房地产下跌，但它不能称为大崩盘，原因是，因为它跌的时间很短，一两年就结束了
讲澳洲联邦银行和ANZ 是如何对待澳洲农民，就是一个典型的例子。当农民遇上大干旱，收成不好时，这二大银行竟然要求他们卖牲口，土地，农舍，最后连农具也不放过。
等到行情再往下转坏时，你千万别拖银行的按揭，你拖个一两个月，银行马上会要求你增加自备款的成数，用这招来对付新贷款者尤为明显，(paopaobing(58))
https://www.1688.com.au/headline_list/2018/06/28/378428/
The recession started in the September quarter of 1990 and lasted until the September quarter of 1991. During the recession, GDP fell by 1.7 per cent, employment by 3.4 per cent and the unemployment rate rose to 10.8 per cent.
For many Australians, the strongest memory of the early 1990s is a number in the high teens.
That was the interest rate they were paying on their home loans, as the government repeatedly sought to apply the brakes to a surging economy.
The official Reserve Bank cash rate peaked at a punishing 17.5 per cent in January 1990. Putting that in perspective, the bank's official cash rate is now at a record low of two per cent, with the typical home loan rate now around five per cent.
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迟交作业---"0"起点,路考一次过 (2006-11-2) suosuo 
发表于 2018-6-28 18:04
