关于Peoples Choice Credit Union

41202

看到这个广告
$50 For Opening Account At Peoples Choice Credit Union
https://www.ozbargain.com.au/node/179365


Peoples Choice Credit Union到底是啥玩意？不是银行那开的啥户头？开户是免费的？

41202

木有人知道？

911110000

credit union , similar with bank

41202

911110000 发表于 2015-1-21 13:38
credit union , similar with bank

开了账户也跟银行一样的使用方法么？

911110000

41202 发表于 2015-1-21 15:43
开了账户也跟银行一样的使用方法么？

yes, there is ATM as well

41202

911110000 发表于 2015-1-21 16:51
yes, there is ATM as well

那开个户不就跟everyday account 一样是吧？不算信用卡申请？

如果是这样的话谁有账号短我一个ref号码大家各拿50刀好了

911110000

41202 发表于 2015-1-21 16:01
那开个户不就跟everyday account 一样是吧？不算信用卡申请？

如果是这样的话谁有账号短我一个ref号码大 ...

they will give you a debit visa or debit master card, not credit card

sydneyfishrocks

不好，那个帖子分析了，隐形费用很多，划不来

Membership fee: $2, one off, charged at joining.
Redicard fee, $5 per year (excluding members under 18 years of age, members who use the SAAB service, memberships with only ‘two to sign’ accounts and Cards issued to signatory only members).

$0.30 for each declined transaction after the first one regardless of reason.
$0.25 extra per non-rediATM withdrawal (I thought those fees were illegal now but there you go)
$5 cash advance fee if you press Credit when withdraw cash at any ATM because apparently even though it's your money it's a cash advance according to them.
$5 per transaction if you happen to lose your wallet and therefore have no card ID and need cash out over the counter.
$20\year if you leave your account inactive.
$10 per replacement card unless the card was stolen.

41202

911110000 发表于 2015-1-21 17:13
they will give you a debit visa or debit master card, not credit card

我就是不想要credit card，debit最好了

41202

sydneyfishrocks 发表于 2015-1-21 17:14
不好，那个帖子分析了，隐形费用很多，划不来

Membership fee: $2, one off, charged at joining.

麻烦，放弃
谢谢提醒