有人用Coles 信用卡吗？关于把一个交易分三次还的计划

南柯

我用Coles 信用卡。每次有大额交易就有短信问要不要把它分三期。说0%利率，但是没有说清楚有没有其他费用。

管閒事的路人

"...for a one off fee of 3.99%"

南柯

管閒事的路人 发表于 2024-2-8 08:31
"...for a one off fee of 3.99%"

Hi hello kitty, a Coles Instalment Plan gives you the flexibility to split your recent purchase of $1234.56 into smaller monthly instalments at 0.0% p.a for up to 3 months. Apply within 3 days. Visit https://hhhhhh.tt.pp

SMS 没写

南柯

点链接有说

1. By proceeding, You accept the FPO APR, term and FPO fee (if applicable).

不清晰到底有没有fee

南柯

下载的pdf terms and conditions 也没说清楚。

A fee may apply for setting up the FPO (We may call this an FPO fee or other names). If this fee applies, it does not form part of Your FPO balance. Instead it will be shown on Your statement for the Cycle in which You set up Your FPO, and the whole fee will form part of the Minimum Payment Due on that statement.

jimg1

有分期手续费

ctsnzakl12@gmai

南柯 发表于 2024-2-8 08:43
下载的pdf terms and conditions 也没说清楚。

A fee may apply for setting up the FPO (We may call thi ...

不是写着FPO fee, 银行就是这样子赚钱，最黑就是银行

GoJetter

太黑了

南柯

ctsnzakl12@gmai 发表于 2024-2-8 13:03
不是写着FPO fee, 银行就是这样子赚钱，最黑就是银行

之前搞过一个cash advance分期付款plan. 因为有送flybuys 分，扣除收费还有剩。那次点链接就写清楚收多少费。这个只写“fpo fee may apply"之类的。没有写明百分之几

管閒事的路人

没有不收费的融资。BNPL和信用卡免息期只是从商家收。