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应筒子要求,汇总目前免年费的信用卡. 注意本帖所列信用卡不包括: 1.不对公众开放申请的卡; 2.只免第一年年费的卡; 3.无免息期的卡; 4.有苛刻条件限制的卡; 5.因房屋贷款等原因得到的免年费卡; 6.本人还不知道的卡  .VIP@austeps 首先,哀悼一下Virgin卡. http://www.oursteps.com.au/bbs/viewthread.php?tid=90337 另外NAB Ant现在似乎也没有了.虽然Virgin和Ant没了,永远免年费的卡还是有不少的: Austral VISA http://www.australcu.com/access_visa_credit.html BankWest Zero MasterCard http://www.bankwest.com.au/Perso ... sterCard/index.aspx Big Sky VISA http://www.bigsky.net.au/CreditCard Blue Sky AMEX http://www.americanexpress.com/a ... 08lpffl/index.shtml CBA Low Fee http://www.commbank.com.au/personal/credit-cards/low-fee/ (每年最低消费$1k,否则年费$24) Citibank Gold/Silver http://www.oursteps.com.au/bbs/viewthread.php?tid=53973 Coles Source MasterCard http://www.source.com.au/mastercard/ David Jones Card http://www.davidjones.com.au/djcard.jsp Myer Black http://www.myer.com.au/cards/myercard.asp Qantas AMEX http://www.qantas.com.au/fflyer/dyn/program/earningPoints/QFAmex Wizard Clear Advantage MasterCard http://www.wizard.com.au/creditcards/task.aspx?id=580 欢迎补充,加分感谢:) 至于应该选择哪个卡,就要看申请人的个人情况了.一般来说: 如果收入稳定,可以考虑Citibank; 如果喜欢cash back,可以考虑Big Sky和Citibank; 如果需要超长免息期,可以考虑Coles Source和Myer Black; 如果喜欢加油优惠,或希望得到金卡,可以考虑Citibank和Coles Source; 如果经常境外消费,可以考虑Wizard Clear; 如果希望有银行网点,可以考虑Bankwest Zero,CBA和Citibank; 如果要做低息Balance Transfer,以上这些卡几乎都有. 参考: http://www.oursteps.com.au/bbs/viewthread.php?tid=64825 http://www.oursteps.com.au/bbs/viewthread.php?tid=69320 [ 本帖最后由 VIP 于 2008-5-16 11:06 编辑 ] |
