|
This has ramifications for home owners and investors in the banks, which are, on average, leveraged 25 times and only need a circa 5 per cent fall in the value of the assets held on their balance sheets – 60 per cent of which are home loans – to have their equity capital wiped out. My message is: buyers beware. 这将对有贷款的房屋的业主和投资者产生严重后果。他们平均使用25倍的杠杆，只要他们的资产负债表上出现大约5%的资产价格下跌，他们的权益资本将一扫而光，而这其中60%是住房贷款。 |
