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今天收了封EMAIL，提醒关于澳洲最新的信用卡诈骗手段，觉得有必要贴出来提醒大家注意！ WARNING...New Credit Card Scam. > >If you have a Visa or Mastercard you might want to read the >following. This is a genuine scam operating in Australia >and is likely to >come here. > > >Note, the callers do not ask for your card number; THEY already have >it. This information is worth reading. By understanding how the VISA& >MasterCard Telephone Credit Card Scam works, you'll be better >prepared to protect yourself. What the scammers want is the 3-digit PIN >number on the back of the card. Don't give it to them. Instead, tell them >you'll call VISA or Master card directly for verification of their >conversation. > > >My husband was called on Wednesday from "VISA", and I was called on >Thursday from "MasterCard". > >The scam works like this: Person calling says, "This is (name),and >I'm calling from the Security and Fraud Department at VISA. My Badge Number >is 12460 your card has been flagged for an >unusual purchase pattern, and I'm calling to verify. This would be >on your VISA card which was issued by (name of bank). Did you purchase an >Anti-Telemarketing Device for $497.99 from a Marketing >company based in Arizona?" > >When you say "No", the caller continues with, "Then we will be >issuing a credit to your account. This is a company we have been >watching and the charges range from $297 to $497, just under the $500 >purchase pattern that flags most cards. Before your next >statement, the credit will be sent to (gives you your address), is >that >correct?" > >You say "yes". The caller continues - "I will be starting a Fraud >investigation. If you have any questions, you should call the >1-800 number listed on the back of your card (1-800-VISA) and ask for >Security. You will need to refer to this Control Number. The caller >then gives you a 6 digit number. "Do you need me to read it again?" > >Here's the IMPORTANT part on how the scam works. The caller then >says, "I need to verify you are in possession of your card >".He'll ask you to "turn your card over and look for some numbers". >There’re 7 numbers; the first 4 are part of >your card number, the >next 3 are the security Numbers' that verify you are the possessor of >the card. These are the numbers you sometimes use to make Internet >purchases to prove you have the card. The caller will ask you to read >the 3 numbers to him. > >After you >tell the caller the 3 numbers, he'll say, "That is correct, >I just needed to verify that the card has not been lost >or stolen, and that you still have your card. Do you have any other >questions? "After you say No, the caller then thanks you and states, >"Don't hesitate to call "back and hangs up. > >You actually say very little, and they never ask for or tell you the >card number. But after we were called on Wednesday, we called >back within 20 minutes to ask a question. Are we glad we did! The >REAL VISA Security Department told us it was a scam and in the >last 15 minutes a new purchase of $497.99 was charged to our card. >Long story made short- we made a real fraud report >and closed the >VISA account. VISA is reissuing us a new number. What the scammers want is >the 3-digit PIN number on the back of the card. Don't give it to them. >Instead, tell them >you'll call VISA or Master card directly for verification of their >conversation. > >The real VISA told us that they will never ask for anything on the >card as they already know the information since they issued >the card! If you give the scammers your 3 Digit PIN Number, you think >you're receiving a credit. However, by the time you get your >statement you'll see charges for purchases you didn't make, and by >then it's almost to late and/or more difficult to actually file a fraud >report. > >What makes this more remarkable is that on Thursday, I got a call >from a "Jason Richardson of MasterCard" with a word-for-word >repeat of the VISA scam. This time I didn't let him finish. I hung >up! We filed a Police report, as instructed by VISA. The >police said they are taking >several of these reports daily! They also >urged us to tell everybody we know that this scam >is happening. |
