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近期在看大热的Perth房子，稍微做了点功课，用其中一套做了个粗略的计算。 我的结论是目前利率下，一套66W的房产，700每周租金，需要每年至少贴7500刀去养这个房子。 Property Costs Property Price $660,000.00 Solicitors' Fee $1,550.00 Stamp Duty $25,365.00 Interest Rate 6.10% Total Property Costs $686,915.06 Income Weekly Rental $700.00 Rented Weeks 50 Annual Rental $35,000.00 Gross Rental Yield 5.30% Net rental yield (without mortgage) 4.48% Expenses Landlord insurance 1046 Council Rates 2366 Water 1224 Interest on Loan(s) $39,040.00 $39,040.00 Repairs and Maintenance $800.00 $800.00 Agent $1,750.00 Annual total expense $46,226.00 Net rental yield -$11,226.00 Depreciation deduction 0 Tax deduction -$11,226.00 Tax offset $3,648.45 Net Yield -$7,577.55 补充内容 (2024-3-22 22:09): 经足友建议，房租改为保守的房价千分之一每周。wa中介费为8%。假设单人税前收入少于9万，加上负扣税因素，最后每年要拿出9500来供一套66w wa投资房 |
