Mastercard VISA Revolut UP WISE citibank HSBC westpac 1.上面的图片是刚刚查的最新汇率，到底哪个汇率最好？有点懵。 表里面revolut最好，1000澳币可以换成675美元在美国使用，没有任何transfer fee。如果小伙伴有发现有更好汇率的卡，发来看看。 2.【理解一】一直认为1000AUD=680USD的意思是，1000澳币能换成680美元，1000澳币能当成680美元用，这样就是能兑换成的美元数值越大越好。【理解二】我弄反了。1000aud=680usd的意思是在澳洲刷卡1000aud，账户显示扣款680usd。这样的话美元数值越低越好。上面visa和master的表是不是应该是【理解二】，其他表是【理解一】？ visa和mastercard提供的rate是usd:aud的buy rate。数值越小越好。所以mastercard的汇率比visa好。 3. citibank和hsbc有一个buy rate和一个sell rate。如果我想把1000澳元换成美元，然后在美国消费应该是用buy rate还是sell rate？ 是sell rate。越高越好 Sell rate –This is the rate at which we sell foreign currency in exchange for local currency. For example, if you were heading to Europe, you would exchange Australian dollars for euros at the sell rate. Buy rate – This is the rate at which we buy foreign currency back from you into your local currency. For example, if you were returning from America, we would exchange your US dollars back into Australian dollars at the buy rate. Holiday money rate or tourist rate – This is another term for a sell rate. Buy rate是越低越好。 所以citibank的汇率比HSBC的好。 感激不尽。 |
