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本来以为大学学生贷款，没有利息，累积到毕业工作之后还。 怎曾想，贷款累积额，每年随一个index 被 ato charge 一个费用。今年预测高于 7%，简直比房屋贷款利率都高  The end of the 2022 financial year saw the indexation rate on HECS/HELP loans rise to 3.90% and is predicted to increase on the 1st of June 2023 to over 7%. It has been reported that this is the fastest growth since 1999. Loan indexation There is no interest charged on HELP debts. However, indexation is added to your debt on 1 June each year. Indexation is applied to your debt to maintain its real value by adjusting it in line with changes in the cost of living. https://www.studyassist.gov.au/p ... oan/loan-indexation https://www.ato.gov.au/Rates/Stu ... n-indexation-rates/ https://www.gatewaybank.com.au/a ... d%20of%20the%202022,the%20fastest%20growth%20since%201999. |
