我在bankwest的home loan package带offset 最近忽然发现loan account里产生surplus 查了官网说 If you’ve made any extra repayments towards your Bankwest home loan, that money has built up in surplus – and depending on your home loan, here's how you could redraw those extra repayments. 请问大佬们 1 为什么会产生extra repayments啊? 2 然后这些surplus是不是我要转出或转回offset就变成redraw了? 3 会对税务有什么影响吗? 非常感谢! |