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求助home loan account产生surplus

2022-9-20 20:29| 发布者: anjel | 查看: 1938| 原文链接

我在bankwest的home loan package带offset
最近忽然发现loan account里产生surplus
查了官网说
If you’ve made any extra repayments towards your Bankwest home loan, that money has built up in surplus – and depending on your home loan, here's how you could redraw those extra repayments.
请问大佬们
1 为什么会产生extra repayments啊?
2 然后这些surplus是不是我要转出或转回offset就变成redraw了?
3 会对税务有什么影响吗?

非常感谢!
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