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non bank loan, what could be the risk ?

2009-1-16 22:13| 发布者: hereIam | 查看: 1757| 原文链接

Assued Home Loan offers 3.99(12month Fix ), variable 5.99
no any monthly fee, ongoing fee
http://www.assuredhomeloans.com.au/
我问他们为什么能提供比银行更优惠的rate,回答说他们找的是non bank lender。
客户是直接跟Assued签合同,设立帐户(default is loan account + 100% redraw offset account).他们还有Visa Card, ATM Access等等,跟银行的产品都差不多。
但总感觉会有占小便宜,吃大亏的风险。有经验的TZ,给点意见?
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