看了：老爸老妈在这里养老，到底需要多少钱？ ，也好奇本土老爸老媽如何過日子。現取得一手資料，以供對比。 How much super will I need? 俺需要多少退休金。澳人自己提出的問題。 澳大利亚的退休养老基金协会的标准 Association of Superannuation Funds of Australia’s Retirement Standard ‘comfortable’ retirement 舒適的退休生活 單身：single people will need $545,000 in retirement savings 雙身：couples will need $640,000. 然後細分三類 1.Comfortable retirement 2.Modest retirement 3.Age Pension Single $43,538 a year $24,108 a year $20,721 a year * Couple $59,808 a year $34,687 a year $31,238 a year * 選擇可能會比較貼近中國老爸老媽情況的第三類的基本開支（養老金者） Age Pension Single $20,721 a year * Couple $31,238 a year * trip Even shorter breaks or day trips in your own city food Only club special meals or inexpensive takeaway wine Home brew beer or no alcohol at all clothes Basic clothes haircut Less frequent hair cuts or getting a friend to cut your hair activity Only taking part in no cost or very low cost leisure activities. Rare trips to the cinema heating Less heating in winter house No budget to fix home problems like a leaky roof health No private health insurance Figures from December Quarter 2016. 請版主協助翻譯 |
