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今天收到买保险的通知，有些问题不明白想请教一下；
1 我父母是申请首次三年多次往返每次半年的签证，为什么要求买一年的保险？
2 通知中提到如果买保险后背拒签了要处理退保的事宜，我想知道退保如何办理，能退多少的保费？
3 大家有都买哪家公司的
通知原文如下：
Dear applicants
We would like to advise that your medical check report has been received.
Applicants who apply for Tourist visas for longer validity are required to
maintain Health Insurance (HI) during their stay in Australia.
We strongly recommend that health insurance is held with an Australian
insurer, as this will generally comply with the requirements. However,
cover can also be made through a reputable local insurer that provides the
same level of cover.
Listed below are the requirements of the health insurance for your
reference:
1. Health insurance MUST show client’s full name and cover period (From
xx/xx/xx to xx/xx/xx).
2. Health insurance MUST cover for the first 12 months of your proposed
visit/s.
3. If health insurance was made through a local insurer, the per person per
annum benefit for Medical Reimbursement costs MUST NOT be less than AUD$1
million dollars.
Please note that obtaining insurance does not guarantee that the visa
application will be approved. If the applicant has paid for the insurance
policy and the visa is refused, it is a matter for the applicant to seek
from the insurer a refund of any amount paid.
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新足迹厨艺大展示 12月下：主料鸡块 - 上海白斩鸡 (2008-12-20) patrickzhu 
Life in his hands (2009-10-7) JuJu 
发表于 2013-9-21 00:33
