Lucky~~I'm with AAMI~!

NT

Lucky~~~you're with AAMI~

这句广告词大家都熟悉吧？我的车从买来就投了AAMI的comprehensive car insurance，也没做过功课，就是朋友买这个，我就买了，一年六百左右，加三十块one claim protection，也就是说，如果claim一次不会损失我的no claim bonus.

上个长周末，带女儿去看电影，车子停在停车场，有说有笑地出来，一看车后面被人撞了，整个后保险杠凹进去，后箱也关不严，dent，scratch，惨不忍睹。和两小时前还是新崭崭亮晶晶的那一辆判若两车。当时天色已暗，下着大雨，周围一个人也没有，孤苦伶仃的娘儿俩欲哭无泪，只好把车先开回家去。

虽说有六年的驾龄，事故却也是头一遭，当下狂打电话，得知要在二十四小时内去警局报案，立刻奔到警察局，警察叔叔倒也和蔼可亲，让我填了一个两页纸的表，不会填的他还帮我填上，比如：事故类型：重大、严重、中等、轻微，我都觉得严重得不得了，正向他形容车的惨状，人家撇一撇嘴，毫不犹豫地在轻微处打了个勾。我立即噤声。填完表后被告知两周后会输入电脑，到时才能得到job number，心中苦笑，as usual。

接着与AAMI联系，被告知因为无法identify the third party，必须交excess，但不会影响我的no claim bonus。于是索赔，定下assessment时间地点，把车子开过去，由AAMI安排Taxi送回来，维修在24小时之内即告开始，接下来的等待也并不寂寞，不时有所谓valet service指定的专人向我汇报维修进度，修好了，再由他们派Taxi来接我去取车。完好如初，不在话下。

遇到这样的事够倒霉的吧？不过换个角度想一想，要是没有保险，超过两千块的维修费就要自己出了，所以呢，还是lucky的呀。经过这一次，我对AAMI的服务、制度、效率还是比较满意的。

[ Last edited by NT on 2005-6-22 at 05:15 PM ]

老杏

isn't it AAMI?

JACK

才才，有惊无险就是 lucky le.

astina

Lucky out of an unlucky accident. Did they provide a courtesy car while yours was being repaired?

m8rics

同情+慰问

蜻蜓

这样的车祸，应该不用报警吧 只要及时报保险就好了。我们也经历过这种事，把车停在停车场，回来一看，不仅后面被蹭掉了漆，一个尾灯还被戳了一个洞 真是欲哭无泪啊！因为找不到肇事者，知道报保险也要交excess fee，所以一直拖着没报。后来幸运地被人追尾（很少会有人觉得这是幸运的事哈，不过我们当时真觉得好lucky哦）于是趁火打劫就把旧伤新痕都给弥补了

pisces

还算好，慰问NT JJ一个～～

这个hit and run的人太可恶了～～

水月

比我们家的车幸运多了，看来是一定要上全险的。

garden_state

打倒hit and run!

horseanddragon

蜻蜓  在 2005-6-22 01:21 PM 发表:

这样的车祸，应该不用报警吧 只要及时报保险就好了。我们也经历过这种事，把车停在停车场，回来一看，不仅后面被蹭掉了漆，一个尾灯还被戳了一个洞 真是欲哭无泪啊！因为找不到肇事者，知道报保险也要交 ...

蜻蜓这个

是多少人可遇而不可求的梦想阿

astina

蜻蜓  在 2005-6-22 01:21 PM 发表:

后来幸运地被人追尾...

m8rics

horseanddragon  在 22/6/2005 13:44 发表:

蜻蜓这个

是多少人可遇而不可求的梦想阿

就怕人家撞了不承认

NT

吃个午饭回来发现这么多回复，还居然加精了，拱手拱手！作揖作揖！

Clur：你说的对，我这就改。

AS：没有啊，只有租车，你是什么公司？

蜻蜓：真是幸运啊，可惜我这次撞得太厉害，等不到人家追尾了，555

老牛、美女、M8、JACK、水月：多谢支持！

astina

In the company I worked before, a colleague (A) found some scratch on his car in company’s car park. Half an hour later, a guy(B) working in the factory came and admitted that he did it. Though not having any insurance, B promised that he would reimburse any costs incurred by A for the repair, which may cost a couple of hundred dollars.

A is an accountant and was particularly busy those days and had to wait until weekend for necessary quotes. However, on Friday the same week, he was involved in an accident (his fault). His car was covered by comprehensive insurance (also AAMI) and AAMI decided that it was not worthwhile to repair the car and claimed it to be a total loss.

As a result, A lost his car and got $6500 for his 93 Camry. B ended up with paying nothing as no more repair was necessary. You could imagine how he smiled sincerely from bottom of his heart when he got to know the news. What a lucky person he was!

astina

NT  在 2005-6-22 01:51 PM 发表:

吃个午饭回来发现这么多回复，还居然加精了，拱手拱手！作揖作揖！

Clur：你说的对，我这就改。

AS：没有啊，只有租车，你是什么公司？

蜻蜓：真是幸运啊，可惜我这次撞得太厉害，等不到人家追尾了，555 ...

I am also with AAMI. Guess you didn’t tick the box of rental car when paying for the insurance premium.

garden_state

要谢谢NT引出的话题, 遇到车祸的如何处理的是偶们都很有必要了解的事情...

大家一定要把它讨论彻底!