大家要仔细查对信用卡的支出情况啊

我爱猫

Australians hit by US credit card breach
06:18 AEST Tue Jun 21 2005

At least 50,000 Australians have been caught out by a US credit card security breach.

MasterCard and Visa have confirmed National Australia Bank (NAB) was among the first to report an unusual pattern of transactions, The Australian Financial Review reported.

MasterCard said 50,000 of its Australian card holders were hit and Visa is yet to reveal how many of its Australian customers have had their details stolen.

But an NAB spokesman said only a few hundred of its 1.5 million credit cards had been affected and they had been cancelled months ago.

"This was an issue that our people discovered around Christmas," the spokesman said.

"We replaced the affected cards and got on with our lives."

MasterCard announced the security breach at the weekend and said it was traced to Atlanta-based CardSystems Solutions, which processes credit card and other payments for banks and merchants.

The incident appears to be the largest yet involving financial data in a series of security breaches affecting valuable consumer data at major financial institutions and data brokers.

About 13.9 million of the 40 million credit card accounts that may have been exposed to fraud were MasterCard accounts. It was not immediately clear how many of the other accounts were considered at high risk.

The banks claim only cardholders who used their accounts in the US were affected, but MasterCard has said hackers could also have taken details from transactions made online.

astina

Yes, heard about that. regularly check my credit card transactions via internet banking

astina  在 2005-6-21 11:38 AM 发表:

Yes, heard about that. regularly check my credit card transactions via internet banking

Can you set a password for your credit card in AU?

astina

no password, only signature

高西西

阿，我的信用卡前几周就被人盗用了，银行自动终止了交易，后来给我发了个新卡。郁闷。

astina

高西西  在 2005-6-21 11:43 AM 发表:

阿，我的信用卡前几周就被人盗用了，银行自动终止了交易，后来给我发了个新卡。郁闷。

how come? how did the bank know it was illeagal transaction?

qunlbao

No wonder ANZ replaced my credit card due to third party leaking info as they said.

crystal

我老公的卡被盗用两次,REPORT给银行后,都CHARGE BACK了.卡也没取消,还接着用呢.

香香

看来我要取消信用卡和我的其他帐号的DIRECT DEBIT了,一点都懒不得啊

高西西

astina  在 2005-6-21 12:07 发表:

how come? how did the bank know it was illeagal transaction?

他们不告诉我为什么查的，只说有一个专门的DEPARTMENT管理这个事情，后来我猜想，可能那个家伙用我的卡准备买个大东西，然后突破了我的limited.后来银行可能发现和我平时的消费习惯不符合，所以就给掐掉了。。。。

[ Last edited by 高西西 on 2005-6-21 at 03:07 PM ]

baolqun

crystal  在 2005-6-21 12:36 PM 发表:

我老公的卡被盗用两次,REPORT给银行后,都CHARGE BACK了.卡也没取消,还接着用呢.

太危险了,还是换一张吧.
还有可能会影响信用记录

esor

坚决不申请信用卡了

猩猩

esor  在 2005-6-21 02:15 PM 发表:

坚决不申请信用卡了

不能因噎废食啊。

我爱猫

esor  在 2005-6-21 14:15 发表:

坚决不申请信用卡了

对呀, 信用卡还是有很多好处的. 就是要仔细查对每一项的支出, 平常用CREDIT CARD的收据都要好好保留下来, 方便查对.

astina

I very seldom keep receipts of credit card transactions.

Whenever you have concerns regarding some item on the statement, you have the right to pay the total balance less the amount in doubt. It is the responsibility of the bank to trace back and provide you evidence of authority. Once you are convinced that this is a genuine transaction incurred by you or on your behalf, you can pay the amount and there will be no charge for late payment.

老杏

高西西  在 2005-6-21 03:07 PM 发表:

他们不告诉我为什么查的，只说有一个专门的DEPARTMENT管理这个事情，后来我猜想，可能那个家伙用我的卡准备买个大东西，然后突破了我的limited.后来银行可能发现和我平时的消费习惯不符合，所以就给掐掉了。。。。 ...

每家银行都会监视异常交易的

溪霓夏雨

看来使用信用卡真的是需要加倍小心啊