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regarding to your concerns of super contribution
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- There are two types of super contribution: concessional and non-concessional. If you think your money will be devalued due to the inflation, that's only because you leave all your money in the cash account. Superannuation is an inveestment platform, therefore your money in it should be managed.
- cap of concessional contribution is 25000 for ppl who is age under 50. if you r over 50 the cap will be 500000. non-concessional cap is 450000 for a 3 yrs period of time.
- super funds can be used to pay for the cost of your risk management cost, so i might be a good idea to keep some money in it.
i am a professional financial planner, my job is to help people like you to management your money whether it's inside or outside super. I am working in an independent local firm which is very close to Wynyard station. My culture background is chinese, so if you prefer to speak chinese, i will be able to do it. Give me a call if you have any problem regarding to your super , risk management and investments. My contact number is 0433 971 671. |
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