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12 September 2011
We will beat any advertised home loan rate from ANZ, NAB and Westpac
From Monday 12 September 2011 until Friday 30 September 2011, Commonwealth Bank will provide a Home Loan Guarantee Offer to beat any advertised rate for a Home Loan/Investment Home Loan/Line of Credit from ANZ, NAB and Westpac by 0.01% on our equivalent product.
This offer is available to new and existing customers where the customer is taking up new borrowings of $100,000 or more with a base LVR of 90% or less and application is submitted by 11.59pm Friday 30 September 2011 and documents issued by Friday 14 October 2011.
For existing customers, provided they take out new borrowings of $100,000 or more with an LVR of 90% or less, the discount can be applied to their existing variable rate borrowings of the same loan type. For this purpose SVR and Line of Credit will be considered to be the same loan type.
This offer is a life of loan discount for your customers on any non introductory variable rate loans.
Existing fixed rate loans are excluded. Home Seeker loans of $100,000 or more with a base LVR of 90% or less are not eligible unless they convert to a full application and documents are issued by Friday 14 October 2011.
The Bank already has advertised rates, and special discounts in our Mortgage Advantage Package, that beat many of the advertised rates of ANZ, NAB and Westpac. Where our rate is not already lower, we will now guarantee to beat any advertised Home Loan/Investment Home Loan/Line of Credit interest rate from ANZ, NAB and Westpac by 0.01% p.a. where the customer approaches you about the campaign with a current loan advertisement (print or online) from ANZ, NAB or Westpac. The guarantee is for equivalent products from ANZ, NAB and Westpac only.
Exclusions
Where we do not have an equivalent product the offer is not available.
Existing fixed rate loans are excluded.
This offer does not apply to BankWest or subsidiary brands of NAB or Westpac i.e. Homeside, UBank, St George, Bank SA, Bank of Melbourne and RAMS.
Normal pricing applies for all other banks and financial institutions.
Any new loan under $100,000 or with an LVR above 90% is not eligible for this campaign.
For this campaign the MAV Package is not available where we have beaten a competitor rate on Introductory loans (12 Month Discounted Variable and 1 Year Guaranteed Rate).
Rate Lock
If the customer takes out a 1-5 year fixed rate loan, Rate Lock allows them to lock in the interest rate for a period of 90 days effective from the date we process the request. A Rate Lock fee of $750 applies. Rate Lock protects the customer from any increase in fixed rates during the rate lock period but allows the customer to benefit from any decreases in the same period.
What you need to do
New applications: For new full applications (excluding Top Ups) you need to submit the application as per standard process and in comments section note:
• HL Spring Campaign Discount
• State name of competitor e.g. ANZ, NAB or Westpac
• State competitor's product name
• State advertised rate or discount and reference rate
• Source and date of advertisement e.g. competitor website, other mortgage comparison website, newspaper (title and date of publication), etc
• Discounts applicable to existing facilities and the facility and the account numbers of the facility, where applicable.
There is no pricing request required.
Existing applications and Top Ups: For all existing applications and Top Ups, where documents have not been issued, you need to complete the following process. There is no need to submit an addendum. All you need to do is email Broker Assist with the following information:
• Bank Reference Number
• Subject: Spring campaign competitor advertisement
• State name of competitor e.g. ANZ, NAB or Westpac
• State advertised rate or discount and reference rate
• Source and date of advertisement e.g. competitor website, other mortgage comparison website, newspaper (title and date of publication), etc
• Discounts applicable to existing facilities and the account numbers of the facility, where applicable.
Need to know more?
For more information on this offer talk to Broker Assist on 13 25 88, select Option 3. |
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简易花园浇水系统 (2009-9-6) woodream 
发表于 2011-9-12 16:09
