关于ambulance cover，请大家帮忙看看

ANGELAW

没有买private insurance,想着买个ambulance cover，上ambulance vic的网站看了下，发现这么一段话，请大家帮我看看

Are Health Care cardholders or pension cardholders covered for ambulance transport?

All holders of Victorian Health Care cards and Pensioner Concession cards are entitled to free ambulance and air ambulance travel anywhere in Australia. This covers all emergency transport treatment and non-emergency transport on the recommendation of a doctor and approval by Ambulance Victoria. Dependants listed on these cards are also covered.

是不是说有health care 卡的就已经cover了这个ambulance了，还用再买吗？
是不是我理解错误

QQJJ

完全正确，省钱了。