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| ust got an email from HSBC - seems like a decent churner. Also comes w two airport passes which hopefully can be used 
 Features and Benefits
 
 Get 120,000 bonus Rewards Plus points when you spend $3,000 on eligible purchases using your new card within 90 days of card approval.¹ That's enough for $500 in e-Gift Cards from great retailers like Bunnings, Coles, Woolworths, Uber and more
 0% interest per year on balance transfers for 26 months² (1% balance transfer fee applies³)
 $0 annual fee for the first year⁴
 Earn 2 Rewards Plus points for every dollar spent on eligible international purchases and 1 Reward Plus point for all other eligible purchases⁵
 Enjoy 2 airport lounge passes every year at over 500 airports worldwide⁶
 Complimentary domestic and international travel insurance⁷
 
 这个还行吗?原来那个ANZ黑卡,第一年还没完,能转过去吗?取消要收费不?
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