4月20日起符合条件的公民永居或者临居，可以提前领取最多2万澳币养老金，免税

donner

受疫情影响，政府同意提前支取养老金。能拿出来用挺好的，放在账户里总亏钱。

公民和永居最多提前领取2万澳币（6月30日之前领1万，9月24日之前再领1万）临居最多提前领取1万澳币，免税。

链接如下，申请条件大家仔细看一看，感觉不复杂：

https://www.ato.gov.au/Individua ... -super/#Eligibility



If you have been financially affected by COVID-19 you can access up to $10,000 of your superannuation in 2019–20 and a further $10,000 in 2020–21.

You will not need to pay tax on amounts released and the money withdrawn will not be taken into account for any income or means tests.

From 20 April 2020, you can apply online through myGov to access up to
$10,000 of your superannuation by 30 June 2020
a further $10,000 between 1 July 2020 and 24 September 2020.

The government has also announced that eligible temporary residents will be able to apply to access up to $10,000 of their super before 1 July 2020.

AlanTse

什麼條件？

目前一分钱的福利还未看見

happyflower

这意思是政府不出钱，自己先用自己的钱啊？

Icylemon

无条件吗？没失业的可以吗

moonlanding

Icylemon 发表于 2020-4-14 14:40
无条件吗？没失业的可以吗

失业的才可以

危险

等20号

ann1111

moonlanding 发表于 2020-4-14 14:42
失业的才可以

只有你的工作时间减少了20%就可以申请

紫气东来1

领取的2万要加到一年的总收入里报给Centrelink吗？

CenCenMa

免税的

donner

免税的，具体申请条件大家去链接里面看，公民、永居和临居符合条件的都可以申请

养老金如果放在账户也没有增值，那么如果能拿出来使用或者投资都不错，现金为王

desktop

海外的可以拿吗

donner

公民或永居要符合以下三个条件之一方可申请：

1. You are unemployed.

2. You are eligible to receive one of the following
jobseeker payment
youth allowance for jobseekers (unless you are undertaking full-time study or are a new apprentice)
parenting payment (which includes the single and partnered payments)
special benefit
farm household allowance.

3. On or after 1 January 2020 either
you were made redundant
your working hours were reduced by 20% or more (including to zero)
you were a sole trader and your business was suspended or there was a reduction in turnover of 20% or more.

donner

提前支取养老金的一些负面影响，政府也提到了，大家自己斟酌：

1. Accessing your super early will affect your super balance and may affect your future retirement income.

2. Withdrawing superannuation may also affect your:
income protection insurance
life / total permanent disability insurance cover.

3. Insurance may not be available on accounts that:
are fully withdrawn
have a balance below $6,000
are inactive low balance accounts.

You should consider whether you need to seek financial advice before submitting your application for early release of super.

linacheng

沒減工時，沒受影響的行業不包括在內吧？

摩卡2019

那就是说目前在领失业金的，在20号可以申请提取养老金$10,000是吗？

BIOLOGY

没受影响的家庭有可能拿出来吗？

mr_founder

现有super比上个月缩水12%

sas66ct

donner 发表于 2020-4-15 09:40
公民或永居要符合以下三个条件之一方可申请：

1. You are unemployed.

请问楼主我很长时间以来一直不工作，只有我丈夫工作，现在我可以提取我的退休金吗?

kkstj

sas66ct 发表于 2020-4-16 15:00
请问楼主我很长时间以来一直不工作，只有我丈夫工作，现在我可以提取我的退休金吗? ...

你很长时间不工作了 还有退休金可以拿吗？

要是说早期打工部分的，应该可以拿

donner

有些跟帖问的问题真是奇葩，钱的事，而且要自己申请的，请到政府网站仔细阅读申请条件，每个人情况不一样的。网站不清楚的可以打电话去问，都有中文翻译。实在不行申请试试看。

楼主只是转达信息，楼主没有申请，就算申请了也不知道成不成功，就算成功了也不知道其他人怎样申请

另外提前申请养老金的负面影响在13楼，别怪楼主没提醒哦。

摩卡2019

donner 发表于 2020-4-17 13:39
有些跟帖问的问题真是奇葩，钱的事，而且要自己申请的，请到政府网站仔细阅读申请条件，每个人情况不一样的 ...

大家也只是问问也没有人非要你来回答呀，发这些牢骚有啥用啊。

donner

发一发牢骚也不行啊，这里是自由国家

Julian1028

就是给你拿1万刀自己的养老金，免税而已