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Buying car frm the private seller, how can i get the loan? [复制链接]

发表于 2005-12-8 14:49 |显示全部楼层
此文章由 paradise 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 paradise 所有!转贴必须注明作者、出处和本声明,并保持内容完整
I know if buying from dealer, they can help me get all things done..
But if frm the private seller, can i apply the loan by myself?
Just contact the bank directly, then the bank pay to the seller, right?
How long can i get the loan normally?

Any friends having the same experience, can u share with me?

Many thanks!!
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发表于 2005-12-8 15:00 |显示全部楼层
此文章由 yoocool 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 yoocool 所有!转贴必须注明作者、出处和本声明,并保持内容完整
是啊,私人买车怎么贷款阿?谁试过的?
我没经验,帮你顶。
谁知道的出手相助一下嘛。
加油!!
我今天又把自己的车刮了一大块了。。已经完全没有感觉了。

2007 年度奖章获得者 参与宝库编辑功臣 飞天奖章

发表于 2005-12-8 15:02 |显示全部楼层
此文章由 astina 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 astina 所有!转贴必须注明作者、出处和本声明,并保持内容完整
没有这方面的经验,LZ要不要干脆问银行?至于LOAN的批准与否,应该是很快的,很多地方号称24小时搞定.

2007 年度奖章获得者 参与宝库编辑功臣 飞天奖章

发表于 2005-12-8 15:03 |显示全部楼层
此文章由 astina 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 astina 所有!转贴必须注明作者、出处和本声明,并保持内容完整
yoocool  在 2005-12-8 03:00 PM 发表:

是啊,私人买车怎么贷款阿?谁试过的?
我没经验,帮你顶。
谁知道的出手相助一下嘛。
加油!!
我今天又把自己的车刮了一大块了。。已经完全没有感觉了。


所以第一辆车不能买的太好, 都要东刮西刮的.开始还心疼,后来就麻木了,麻木久了就嫌弃这车了
于无声处听惊雷

发表于 2005-12-8 15:14 |显示全部楼层
此文章由 bulaohu 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 bulaohu 所有!转贴必须注明作者、出处和本声明,并保持内容完整
you can get a loan pre-approval from either banks or other lenders, they go out car hunting. When you've decided on the vihicle to buy, you normally pay a small deposit to the seller, then you can ask the seller to write you something, or anything, that proves that you're gonna buy the vihicle from him/her. They you go to the bank to get a bank cheque and pay the seller.

That's how I bought my first car at Auction. Remember with Auctions they have their own rules about how soon you must pay them after the auction.

发表于 2005-12-8 15:40 |显示全部楼层
此文章由 paradise 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 paradise 所有!转贴必须注明作者、出处和本声明,并保持内容完整
Thanks ur guys!!!

oh, I C... what i need to do now is just applying the loan and waiting for the loan aprroved...but how long can my money be allowed to stay in the bank with 0 interest before i take them out to pay the seller?
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发表于 2005-12-8 20:45 |显示全部楼层
此文章由 bulaohu 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 bulaohu 所有!转贴必须注明作者、出处和本声明,并保持内容完整
Your loan will not commence until the bank cheque is issued. Normally a loan approval will be valid for up to 3 months. So as long as you make a purchase within 3 months of loan approval you will be OK. and the interest will be calculated starting from the day the bank cheque is issued.

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