Is loans.com.au good to stick with ?

auslwn

It offers really good interest rate

I am wondering anyone going with this company, and any comments on it ? Thanks

momohan

its a broker, interest rate doesn't mean anything. only a bait.

if your income solid chose bank with tighter policy offer you get better rate not loans.com.au

if you'd like stick with a broker， Chinese broker always better.  but have to be a good one

only people knows nothing about loan rely on interest rate. Good luck.

auslwn

momohan 发表于 2016-6-8 16:06
its a broker, interest rate doesn't mean anything. only a bait.

if your income solid chose bank wit ...

Thanks for your advice.

My current rate is on 4.46% which is relatively high comparing with all 'forum people' here, so I am looking for a better deal.

I do not mind going with non-big4 banks, just want to have offset account without annual payment ($395) if possible on variable.

loobh

I'm with loans.com.au for 2 years now, and so far so good!

momohan

auslwn 发表于 2016-6-8 16:22
Thanks for your advice.

My current rate is on 4.46% which is relatively high comparing with all ' ...

ING if solid income. always good.

poplove

Good english

Da_Musiq

cheap rates what more do you want?

Joeymel

small lender usually has lower ongoing fee and cheaper rate.
However, considering service and policy stability, sometimes the Big 4 is much more better .

imkid

loobh 发表于 2016-6-8 16:28
I'm with loans.com.au for 2 years now, and so far so good!

握手。不知道二楼的具体point是什么，如果除了interest rate还有其他需要注意的地方可以具体分享一下么

我们在4大找华人broker降了几次利息以后还是无法跟loans.com.au比 索性转了，账单好看了一点。

kui3000

im with them, very happy.

You will find the same if
Your income is real;
Do not need bank branch normally;
Have another credit card, do not need cash very often;

What I dislike:
They send paper statement every month, cannot change to online-one.
Deposit money appears in account on the following day, not the same day. (With da is done the same day)

My banker speaks mandarin. Message me if you need.

zljhyc

kui3000 发表于 2016-6-8 17:55
im with them, very happy.

You will find the same if

Could you please message me a connection number?
Thank you very much.

auslwn

kui3000 发表于 2016-6-8 17:55
im with them, very happy.

You will find the same if

I do feel really appreciative of the comment you made.it is ok with me to deal with English-speaking, Mandarin-speaking or Cantonese- speaking agent as long as I have all you guys options including pros and cons. thanks

loobh

auslwn 发表于 2016-6-9 00:32
I do feel really appreciative of the comment you made.it is ok with me to deal with English-speaki ...

My lending manager at loans.com.au is very helpful. PM me if you need more information.

nicoleflopy

kui3000 发表于 2016-6-8 17:55
im with them, very happy.

You will find the same if

我们也在他家，对账单很久才会寄一次。可能可以选频率？
上次降息，他家也跟着降了，说不好的都自己用的吗，利率比大银行好，服务？取钱可以在西太取款机免费取200以上。

jianxli

nicoleflopy 发表于 2016-6-9 16:46
我们也在他家，对账单很久才会寄一次。可能可以选频率？
上次降息，他家也跟着降了，说不好的都自己用过 ...

他们现在给老客户的利息是多少？网页上是3.66%，但那是给新客户的。