Query for credit card

西边雨

hi guys. Is there any credit card you can recommend?
currently I use HSBC credit card. But there is annual fee envolved.
thanks

西边雨

another problem is I put deposit into my term account then got credit....

wilson

myer source card and virgin credit card, both have no annual fee

astina

If you want no annual fee, virgin

If you want good rewards, ezybank mastercard

西边雨

wilson  在 2005-9-27 04:54 PM 发表:

myer source card and virgin credit card, both have no annual fee

sounds good. thanks man

西边雨

astina  在 2005-9-27 04:55 PM 发表:

If you want no annual fee, virgin

If you want good rewards, ezybank mastercard

what kind of rewards? give me a link please~~:si21

cen

However it can compensate from the reward.

astina

西边雨  在 2005-9-27 04:58 PM 发表:

what kind of rewards? give me a link please~~:si21

safeway vouchers

can't u do the search yourself, lazy man?

maribel

西边雨  在 2005-9-27 16:45 发表:

hi guys. Is there any credit card you can recommend?
currently I use HSBC credit card. But there is annual fee envolved.
thanks

You can follow their suit by calling in saying that you want to cancel the card. Then most likely you will be exempt from the annual fee for the next year.

There are some credit cards which don't carry annual fee -

National Ant (AMEX)
Virgin Credit Card (master card)
Bankwest Zero master card
Westpac master card

Since you are a fat cat now, I suggest that you apply for credit cards which have reward points. :si32

[ Last edited by maribel on 2005-9-27 at 05:01 PM ]

astina

http://www.ezybanking.com.au/mastercard/features.asp

here you are anyway

西边雨

astina  在 2005-9-27 04:59 PM 发表:

safeway vouchers

can't u do the search yourself, lazy man?

You are right.heihei

西边雨

astina  在 2005-9-27 05:00 PM 发表:

http://www.ezybanking.com.au/mastercard/features.asp

here you are anyway

That's I want. Annual fee is lower than HSBC's. Thanks AS~~:si24

无产阶级

AMEX has higher rewards

astina

西边雨  在 2005-9-27 05:04 PM 发表:

That's I want. Annual fee is lower than HSBC's. Thanks AS~~:si24

And from 2nd year on, you can use the points to pay the annual fee and on top of that you can earn safeway vouchers which can be very handy for Tina and Terry’s grocery shopping.

astina

无产阶级  在 2005-9-27 05:05 PM 发表:

AMEX has higher rewards

But less popular

飞龙

1% cash back every month, cap is $10.
If you spend more than $1000 every months, you will have $120 cash back annually.
First year free, later, $19 annual fee. Think about the cash back, isn't it a good deal?

maribel

astina  在 2005-9-27 17:06 发表:

And from 2nd year on, you can use the points to pay the annual fee and on top of that you can earn safeway vouchers which can be very handy for Tina and Terry’s grocery shopping.

Oh, can the points earned in the first year be transfered to next year?

astina

飞龙  在 2005-9-27 05:07 PM 发表:

1% cash back every month, cap is $10.
If you spend more than $1000 every months, you will have $120 cash back annually.
First year free, later, $19 annual fee. Think about the cash back, isn't it ...

But if one spends $2000 per month, they will lose the reward points of the 2nd 1k?

西边雨

飞龙  在 2005-9-27 05:07 PM 发表:

1% cash back every month, cap is $10.
If you spend more than $1000 every months, you will have $120 cash back annually.
First year free, later, $19 annual fee. Think about the cash back, isn't it ...

not bad too~~~
come on , always so many choice

西边雨

It seems I should make many homeworks~~faint

astina

maribel  在 2005-9-27 05:08 PM 发表:

Oh, can the points earned in the first year be transfered to next year?

You can redeem anytime if you have got enough points

astina

西边雨  在 2005-9-27 05:09 PM 发表:

It seems I should make many homeworks~~faint

as always

西边雨

astina  在 2005-9-27 05:08 PM 发表:

But if one spends $2000 per month, they will lose the reward points of the 2nd 1k?

spends 1000 per month with mini card
then use commenwealth's. Is it a good idea?

ceci

飞龙  在 2005-9-27 05:07 PM 发表:

1% cash back every month, cap is $10.
If you spend more than $1000 every months, you will have $120 cash back annually.
First year free, later, $19 annual fee. Think about the cash back, isn't it ...

This one is really good. We are using it. There are four colors to choose from. And a lovely mini card is attached! Very cool!

We have the cash back every month. At the end of year, the user is possible to have $120 back. This is far from the $19 annual fee.

西边雨

go home now , see you later

maribel

飞龙  在 2005-9-27 17:07 发表:

1% cash back every month, cap is $10.
If you spend more than $1000 every months, you will have $120 cash back annually.
First year free, later, $19 annual fee. Think about the cash back, isn't it ...

5555, If we can pay our rental by credit card, this card sounds quite attractive. :si12

astina

西边雨  在 2005-9-27 05:11 PM 发表:

go home now , see you later

U try and let US know

but safeway voucher is basically cash and the national mini card is not free from 2nd year on.

maribel

I have a question here....what are "store cards"? I have seen the term somewhere. Are Flybuys under this category?

thanks

melbren

飞龙  在 2005-9-27 05:07 PM 发表:

1% cash back every month, cap is $10.
If you spend more than $1000 every months, you will have $120 cash back annually.
First year free, later, $19 annual fee. Think about the cash back, isn't it ...

这是不是意味着一年最多得101块cash back？如果是，对我们来说不如ezybanking card

西边雨

ezybanking card是不是commenwealth的？我看上面有commenwealth的标记