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发表于 2023-9-18 17:10
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真的吗？查了一下银行是这么说的
Anyone under 16 who has earned more interest than the tax-free threshold will have tax withheld if there’s no TFN linked to the account. If the account’s held by their parent (not as a formal trust), the parent may quote their TFN. If there’s a formal trust, the TFN for that is used instead.
Anyone over 16 who has earned more interest than the tax-free threshold will have tax withheld if they haven't told us their TFN or TFN exemption.
The yearly tax-free threshold is determined by the ATO. We withhold tax pro rata on a monthly, quarterly or yearly threshold basis. You can refer to the ATO website for additional information, including tax-free threshold amounts for children’s savings accounts.
Providing a TFN is not compulsory. However, if not provided, we are required by law to withhold tax.
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无痕之伟大 – 悼邻家阿婆 (2010-7-5) 东风 
