为什么比特币 ？ 进展和争论

Hetbert

Hetbert 发表于 2018-6-24 18:58
Bithumb被盗取的数字货币或已被BitBlender暗网清洗

芝加哥大学法学教授Jonathan Levy预测，黑客盗取Bithum ...

有点杯弓蛇影，捕风捉影了。

没啥证据这是交易所监守自盗就无端的怀疑。。。

Hetbert

国内利用区块链概念的传销平台超3000家

据新华网22日报道，数据显示，仅在今年年初，国内利用区块链概念的传销平台就已超过3000家。

Hetbert

Nick Szabo：比特币的波动性大是因为其未来的不确定性

智能合约先驱Nick Szabo近日表示，比特币的波动性大是因为其未来的不确定性（政治方面和竞争方面），而不是限定的数量，这些不确定性减少，波动性就会相应的下降，直到法币表现出更多的不确定性。

Hetbert

澳大利亚数字货币ATM在过去六个月数量翻倍

据nulltx消息，过去六个月里，澳大利亚数字货币ATM的数量翻了一倍，不过BTC仍然没有被大量使用。但数字货币ATM数量的增长或为值得关注的趋势。目前，全世界比特币ATM数量已超过3000台。


CryptoNews
Bitcoin ATMs In Australia Doubled Previously Half A Year

By Sophia Tyrell  On Jun 21, 2018  4,628 0
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Australia is quickly becoming an integral part of the cryptocurrency world. Thanks to solid regulatory developments and a growing Bitcoin ATM network, bringing cryptocurrency to the masses has become a lot more straightforward. It is quite interesting to see how things have been accelerating over the past six months in this regard.

Bitcoin ATMs Across Australia

Similar to most other countries around the world, Australia has been a bit hesitant to embrace Bitcoin and other cryptocurrencies. Even so, the country was one of the first to introduce official taxation guidelines for Bitcoin, effectively legitimizing this form of money several years ago. That first set of guidelines caused some friction, as Aussies were taxed twice on their cryptocurrency activity.

That situation finally came to change about a year ago. After receiving multiple requests from cryptocurrency enthusiasts, local authorities decided to revise the existing regulation and remove the double taxation. It was the beginning of a new era for cryptocurrencies in Australia, by the look of things. Australians, like everybody else, are actively seeking exposure to Bitcoin and other currencies these days.

To facilitate this demand, there has been an explosive increase in the number of cryptocurrency ATMs in Australia. By late 2017, the country was home to under two dozen machines. While not a terrible number, it did show there was still plenty of room for improvement. Thanks to the positive regulatory changes, as well as the overall legitimacy Bitcoin has received in other countries, things are improving quite rapidly.

Over the past six months, 24 additional Bitcoin ATMs have been brought online across Australia. As such, the number of machines in operation has more than doubled in that short timespan. It is another sign of how the cryptocurrency industry continues to mature. It is a remarkable trend to keep an eye on, especially when considering that the number of Bitcoin ATMs worldwide recently surpassed the 3,000 mark.

As much as things are improving in this regard, there is still no mass adoption of Bitcoin to speak of. The appeal of cryptocurrency has only grown despite its volatility throughout 2018. Even so, a lot of consumers and corporations remain on the fence about this form of money, for rather obvious reasons. Whether or not Bitcoin ATMs will help change that remains to be seen.

Despite some lingering hurdles, no one will deny the overall positive trend which has begun taking shape. Even though there’s still a lot of focus on the Bitcoin price, the ecosystem is about so much more than just the four-digit value people monitor on a daily basis. Australia can play a big role in pushing mass adoption forward, especially with all of these new ATMs being deployed.

猫儿不笨

Hetbert 发表于 2018-6-24 19:04
有点杯弓蛇影，捕风捉影了。

没啥证据这是交易所监守自盗就无端的怀疑。。。 ...

可能根据之一是目前那里的防卫，应该到了没有内线无法hack 的地步

猫儿不笨

Hetbert 发表于 2018-6-24 19:13
澳大利亚数字货币ATM在过去六个月数量翻倍

据nulltx消息，过去六个月里，澳大利亚数字货币ATM的数量翻了一 ...

墨尔本Richmond的一条以coffee shop,Cafei 为主体的街段，通用加密币

Hetbert

Hetbert 发表于 2018-6-24 19:13
澳大利亚数字货币ATM在过去六个月数量翻倍

据nulltx消息，过去六个月里，澳大利亚数字货币ATM的数量翻了一 ...

好吧。的确翻倍还多，以前22台，现在多了24台。。。{:12_772:}

Hetbert

猫儿不笨 发表于 2018-6-24 19:17
墨尔本Richmond的一条以coffee shop,Cafei 为主体的街段，通用加密币

澳洲人的确交易币用于消费的比例明显高于世界水平。

我感觉是因为ATO的指导文件制定的税务政策。

https://www.ato.gov.au/general/g ... ecifically-bitcoin/

如果加密币在交易所卖掉，挣了就要缴纳资本增值税，亏了可以用来抵资本增值税。

所以很多澳洲人都是刷信用卡，然后用加密币付银行账单。
加密币又没有国界，如果需要澳元，日本的交易所也有BTC/AUD交易对，在日本换成澳元就行了。

如果加密币增值就花掉，免税。需要割肉，就在澳洲的交易所卖掉，作为Capital Loss抵税，减少损失。

所以作为澳洲税务居民炒币，相对于其他国家，有很大优势。挣了不一定缴税，亏了抵税可以少亏些。


Personal use asset

Some capital gains or losses that arise from the disposal of cryptocurrency that is a personal use asset may be disregarded. Cryptocurrency may be a personal use asset if it is acquired and kept or used mainly to purchase items for personal use or consumption.

Cryptocurrency is not a personal use asset if it is acquired, kept or used:

as an investment
in a profit-making scheme
in the course of carrying on a business.

Only capital gains you make from personal use assets acquired for less than $10,000 are disregarded for CGT purposes.

Hetbert

中国大学经济学教科书将Craig Wright引用为中本聪

据bitcoin.com消息，中国一些主要大学使用的经济学教科书将假中本聪Craig Wright引用为比特币创始人中本聪（Satoshi Nakamoto）。该教材编译自美国经济学家及作家Frederic Mishkin撰写的《货币、银行和金融市场经济学（第六版）》。

According to reports a Chinese economics textbook that’s used in some of China’s leading universities states that the notorious Dr. Craig Wright is Satoshi Nakamoto, the creator of Bitcoin. The university textbook authored by Frederic Mishkin calls Wright an “Australian geek” who invented the cryptocurrency bitcoin almost ten years ago.



Dr. Craig Wright is Referenced as Satoshi Nakamoto in a Chinese University Textbook

Dr. Craig Wright is an interesting man, and he is well known for publicly identifying himself as the creator of Bitcoin not long ago. Multiple news publications and key members of the Bitcoin community such as Gavin Andresen and Jon Matonis say that Wright has signed messages using Satoshi Nakamoto’s keys. Although during that time, and even now, that topic has been a contentious issue amongst the cryptocurrency community, and since then Wright has stopped discussing the claim.

Craig Wright Referenced as Satoshi in Chinese University Textbook
Not long ago Dr. Craig Wright publicly identified himself as Satoshi Nakamoto.
However, Wright has remained very noticeable within the crypto-ecosystem and now works as the chief scientist for the blockchain firm Nchain. Wright is also a staunch supporter of the decentralized currency bitcoin cash (BCH) and believes it is the ‘true bitcoin’ that’s intended to be a peer-to-peer currency, as opposed to a store of value.

Now, this week the journalist Jasmine Solana discovered a Chinese economics textbook that states Dr. Craig Wright is Satoshi Nakamoto. The economics textbook, “The Economics of Money, Banking, and Financial Markets (sixth edition),” was written by an American economist and writer Frederic Mishkin.



Craig Wright Referenced as Satoshi in Chinese University Textbook
Image and translation via Coingeek journalist Jasmine Solana.
The Economics Textbook Calls Wright an ‘Australian Financial Geek’ While Another Individual Recently Claimed to be the Creator of Bitcoin

The book was originally written in English and has been translated to Chinese, and on page 11 the authors say Wright is an “Australian financial geek” who created the peer-to-peer electronic cash network. The textbook was approved and translated by the Wuhan University Press, and one of China’s largest educational institutions the Department of Finance of the Economics and Management School (EMS) uses the text.

There are other school textbooks worldwide like universities such as Princeton, MIT, and other well-known colleges that reference the creator, but only identify him/her/group as a pseudonym called ‘Satoshi Nakamoto.’ Lately, Wright and his company Nchain has been releasing a series of academic papers on certain subjects like ‘selfish mining’ and other technical topics. Alongside this, the London-based firm has launched a programmers’ toolkit called Nakasendo built primarily for BCH developers.   

The Chinese textbook news also follows the recent claim from a Hawaiian man who has attempted to trademark the words ‘Bitcoin Cash.’ An individual named Ronald Keala Kua Maria from Hawaii says he is the ‘real’ Satoshi Nakamoto and has been purchasing domains and IP rights, including an attempt to trademark the BCH name.

Hetbert

韩国科学技术部将于2022年前增加2300亿韩元支持区块链技术发展战略

据cointelegraph消息称，韩国科学技术部宣布了一项区块链技术发展战略，旨在于2022年前增加2300亿韩元（约合2.1亿美元）支持区块链技术发展。该部官方声明称该战略将培养10000名区块链行业专业人员和100家公司，同时扩大并商业化6个现有的区块链试点项目。这些试点旨在利用区块链技术进行房地产，网上投票，航运物流，畜牧记录管理，清关，房地产和国际电子文件分发。

The Ministry of Science and ICT of South Korea announced its blockchain technology development strategy on June 21. The government aims to provide 230 billion won (~$207 million) for boosting development of distributed ledger technology in the country.

The funds will be raised by 2022 and will be used to help over 100 companies and 10,000 industry professionals, which could strengthen the blockchain initiative.

Gaining an Edge

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The Ministry intends to improve Korea’s competitive advantage in blockchain technology to match pace with the U.S. The country’s edge over the U.S. is still lagging, forming only 76.4% of the U.S. rating.

This shows that Korean blockchain technology is at least two to four years behind that of the U.S. The Ministry wants to take this figure to at least 90% in the next few years.

They are working on six blockchain pilot projects, namely: online voting, real estate, personal customs clearance, electronic document distributions between countries, management of livestock records and marine logistics. Starting next year, the scope and scale of these projects will be improved, and their services could be commercialized.

Focus on BaaS

The new initiative will also focus on Blockchain as a Service (BaaS), which could be helpful to businesses that specialize in blockchain development. Later, the government will also provide BaaS purchase vouchers to SMEs in the country that guarantee government payments. Ten such vouchers will be distributed every year.

Furthermore, research teams will be organized to help improve legal structure that does not restrict the development of blockchain businesses in the country. South Korea is one of the largest cryptocurrency markets in the world. However, recent crackdowns by the government, frequent hack reports, and investigations into the role of digital currency exchanges could hinder the growth of its blockchain.

The government will, therefore, provide additional support to these businesses. Changes to the laws that could confront this technology or restrict its growth will be made. Legal differences between traditional contracts and smart contracts will also be defined. Developers of blockchain technology could also get tax benefits from the government.

Hetbert

美国最高法院法官：或许有一天比特币等数字货币会成为员工的报酬形式

据Coindesk消息，今日美国最高法院就威斯康星州中央有限公司诉美国案（Wisconsin Central Ltd. v. United States）做出了一项裁决，该案涉及工人股票期权是否可以按照与金钱同样的方式征税作为一种“补偿”，美国最高法院做出的裁决已证实股票不计入“金钱报酬”。对此法官Stephen Breyer起草了反对意见，并获得了其他数位法官的支持。该意见认为，构成“金钱”的本质并不像多数人的解释那样僵硬，并指出“我们眼中的金钱随着时间的推移已经发生了变化。”Breyer这样写道：随着时间的推移，我们对金钱的看法也发生了变化。……我们的货币最初包括金币和金条，但1934年后，黄金不能作为一种交换媒介……或许有一天，员工会得到比特币或其他加密货币作为报酬。”据悉，此为美国最高法院的裁决中首次提到比特币。





US Supreme Court Hints At Its Opinion Of Cryptocurrency
By
NATHAN
GRAHAM
WRITER
ETHNEWS.COM
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NEWS LAW AND LEGISLATION
June 23, 2018 4:19 AM
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Will criminal cases force the US Supreme Court to make a definitive ruling as to whether crypto should be treated the same as fiat?

The US Supreme Court mentioned bitcoin and cryptocurrency while issuing a ruling on a seemingly unrelated case.

On June 21, the Supreme Court issued its opinion on the case of Wisconsin Central LTD v. United States, which centered around the question of whether worker stock options should be taxed as compensation in the same way as actual money.

The case was previously brought before the Seventh Circuit Court of Appeals, where it was ruled that stock options should be taxed the same as income. In his May 8 opinion, Judge Richard Posner had written, "Sheep may have once been a form of money; now stock is."

This ever-changing view of what qualifies as money was reiterated on Wednesday when the US Supreme Court overruled the circuit court's decision.

"The Court thinks it's clear enough that the term 'money' unambiguously excludes 'stock,'" Justice Gorsuch wrote in the court's ruling decision.

However, Justice Breyer, joined by justices Ginsburg, Sotomayor, and Kagan, stated in the dissenting opinion that what society values as money is constantly changing. He wrote:

"What we view as money has changed over time. Cowrie shells once were such a medium but no longer are, our currency originally included gold coins and bullion, but, after 1934, gold could not be used as a medium of exchange, perhaps one day employees will be paid in Bitcoin or some other type of cryptocurrency."
The dissenting justices' opinion that cryptocurrency could one day be treated the same as fiat money aligns with the views expressed by many lower court judges.

In United States v. Faiella, the defendants were accused of running an unlicensed money transmitting business using bitcoin. The defendants argued that their actions did not constitute money laundering because bitcoin did not legally qualify as money. District Judge Jed Rakoff did not agree, writing, "It is clear that Bitcoin can be used as money. It can be used to purchase goods or services ... It can also be exchanged for conventional currencies ..."

In 2014, the case United States v. Ulbricht went to the District Court of Southern New York. In this case, the defendant was accused of using bitcoin and the now defunct Silk Road to traffic drugs and launder money. The defendant in this case provided a similar defense as in the Faiella case, but Judge Katherine Forrest rejected the idea that bitcoin could not be used for laundering, saying:

"There is no doubt that if a narcotics transaction was paid for in cash, which was later exchanged for gold, and then converted back to cash, that would constitute a money laundering transaction … One can money launder using Bitcoin."
Whether a government is only considering cryptocurrency "money" to give itself the power to prosecute malicious actors, or if it truly sees the value in the unregulated currency, is still to be seen. With the rising popularity of bitcoin, criminals will find different ways to scam and steal, and it just may be one of these criminal cases that forces the Supreme Court to directly address how crypto will be treated, regulated, and litigated in the United States.

Hetbert

英伟达首席执行官：高估市场需求 短期内不再推出新GPU

据CCN消息，根据GadgetNow 6月20日的报告，英伟达（Nvidia）首席执行官黄仁勋表示，在高估了加密货币矿工的需求后，该公司“在很长一段时间内不会推出任何新的GPU”。

Hetbert

韩国交易所加密货币被盗：黑客利用传统的邮件恶性代码
据中央日报报道，韩国科学技术信息通信部和韩国互联网振兴院正在对Coinrail、Bithumb交易所被盗事件进行调查，黑客利用的手段初步定为邮件恶性代码。科学技术信息通信部已确认Coinrail、Bithumb交易所被盗事件发生前全体员工收到大量邮件，通过恶性代码攻击了交易所的热钱包。交易所的部分加密货币（10～20%）保存在热钱包，而大部分加密货币（80～90%）保存在断开互联网的冷钱包。科学技术信息通信部在年初调查21个交易所的安全情况时，发现18个交易所加密货币钱包和钥匙的安全管理欠妥，17个交易所不具有异常状态监督体系。

分析师Joseph Young刚刚发布Bithumb公告截图，并评论称“使用主流数字货币交易所的原因之一就是：Bithumb承诺将承担投资者的全部损失，并且用公司资金弥补被盗的3000万美元。Bithumb表示公司目前拥有4.5亿美元。”

韩国数字货币交易所Bithumb关于最近发生的被盗事件通知了现况与计划。
1、被盗事件的损失规模：Bithumb此前已经宣布了350亿韩元的加密货币损失，通过持续的恢复措施减少了受损数额，未来的数字预计会降低。
2、会员的损失情况：Bithumb原来分开管理公司资产与会员的资产，此次发生损失的金额将全部由公司资产弥补。
3、充提服务的恢复计划：Bithumb将会发布有关通知，并打算举办赔偿活动。
4、Bithumb打算通过KISA、韩国警方、Ahn-Lab等安全公司查明原因。

Hetbert

马云：区块链改变世界的程度将超乎人们想象

阿里巴巴集团董事局主席马云：比特币是个泡沫；区块链改变世界的程度将超乎人们想象。区块链不应该是一夜暴富的技术，而应该解决社会问题，必须解决数据隐私安全、可持续发展、绿色等问题。

Hetbert

日本财政大臣麻生太郎：需谨慎发展区块链技术



据新浪消息，日本财政大臣麻生太郎表示，日本金融厅（FSA）需要继续就加密资产保护投资者。数字加密资产和区块链的未来依然不明朗，需谨慎发展区块链技术。

Hetbert

蚂蚁金服宣布推出区块链跨境汇款服务
蚂蚁金服CEO井贤栋：蚂蚁不做空气币



今日，蚂蚁金服宣布渣打银行成为核心伙伴银行，支援其崭新推出、以区块链技术为基础的跨境汇款服务。香港AlipayHK及菲律宾持牌电子钱包GCash将率先分别在香港和菲律宾推出该服务。渣打银行将为AlipayHK及GCash提供结算服务，并提供即时外汇汇率和流动性，以支援两个持牌电子钱包之间的即时款项转账。

据腾讯一线消息，在今日举行的蚂蚁上线区块链技术跨境汇款的发布会上，蚂蚁金服董事长兼CEO井贤栋表示蚂蚁金服的区块链边界是“三做三不做”：用区块链来解决有社会价值的实际问题；不断攻克区块链通向大规模实际应用的技术障碍；与合作伙伴一起共建开放的区块链生态。不做没有任何真实价值的“空气币”；不做违反法律法规的技术应用；不做任何伤害用户数据安全和隐私的行为。

Hetbert

Hetbert 发表于 2018-6-25 17:45
蚂蚁金服宣布推出区块链跨境汇款服务
蚂蚁金服CEO井贤栋：蚂蚁不做空气币

嗯，不错。

这样香港的菲佣菲劳可以非常方便的实时汇款回国。

美国的菲劳就是用基于比特币的Abra汇款，双方都不需要银行账户，菲律宾家里的老人一小时内就能拿到现金，还只要2%的手续费。

Hetbert

新加坡从韩国的“ICO难民”那里获得了27万美元

据cryptonews消息，韩国和新加坡两国的区块链专家称，新加坡公司从韩国的ICO禁令中获得了丰厚的收益。一家在新加坡推出了ICO的韩国公司老板表示，韩国公司在新加坡推出ICO要花费27万美元的咨询和法律费用。此外，还需要向新加坡政府缴税，而不是首尔。一名韩国专家称，如果韩国政府不改变对ICO的策略，区块链的海外投资可能从韩国撤离。

Singapore Reaping USD 270,000 Each from ‘ICO Refugees’

By Tim Alper
June 25, 2018


Singaporean companies are garnering rich benefits from South Korea’s ICO (initial coin offering) ban, per blockchain experts in both countries.

Media outlet Finance Today quotes the owner of a South Korean company that has recently launched an ICO in Singapore as saying, “It costs up to USD 270,000 in consultancy and legal fees for a South Korean company to launch an ICO here. And on top of that, we need to pay our taxes to the Singaporean government – not to Seoul.”

The same outlet also quotes a South Korean industry professional as saying that overseas blockchain investment could also evaporate in South Korea if the government does not change its tack on ICOs, saying foreign investors see “no reason to do business” in a country that does not allow ICOs.

A Singapore-based blockchain consultant whose company caters to South Korean companies told the media outlet, “A lot of South Korean firms come here looking to launch ICOs, but most don’t have the first idea about Singapore’s ICO regulations. They could run into tax-related issues in the future. If the South Korean government issued clearer standards, they wouldn’t come to Singapore and take all the risks involved with launching an overseas ICO.”

Over 100 South Korean companies have launched ICOs in Singapore this year, as reported in May.

Seoul has distanced itself from talk of reversing its ICO ban, imposed in September last year – despite demands from the country’s parliament, as well as the blockchain industry and individual MPs.

Hetbert

温信祥调任央行支付司司长，曾撰文谈及虚拟货币的优势及风险



据财新网消息，近日，货币政策司副司长温信祥调任央行支付司司长。温信祥曾撰文表示，比特币在一定程度上打破了现实世界中或多或少存在的货币兑换限制和支付的寡头垄断，且成本很低，满足了公众低成本进行跨国界支付和交易的需求。但虚拟货币还存在不少风险：一是缺乏透明度；二是缺乏法律认可和监管，因欺诈、被盗、实体破产所遭受的损失也缺乏赔偿机制；三是存在技术安全问题；四是解决问题的代价可能很高。

Hetbert

分析师Joseph Young：打算在BTC$5600和ETH$400时继续加仓

分析师Joseph Young称，BTC、ETH下行势头强劲，可能再度下跌，但我并不介意。打算在BTC5600美元、ETH400美元时再购买更多，这样到年底我会很高兴。我不需要寻找确切的底部，更害怕错过机会。

Hetbert

长沙经开区将设立总额30亿元的区块链产业基金

据长沙经开区管委会印发的《长沙经济技术开发区关于支持区块链产业发展的政策（试行）》，长沙经开区将按政府出资20%、社会资本80%的比例共同出资设立总额30亿元的区块链产业基金，投资区块链企业。

Hetbert

中证报：区块链投资升温，底层建设尚待完善

据中国证券报消息，年初以来，伴随着一线投资机构、互联网巨头、知名高校的入局，区块链投资再度升温。业内人士认为，从市面上来看，不少区块链项目落地的可能性并不高，区块链底层建设仍有很大的提升空间，未来看好区块链与人工智能结合带来的投资机会。

Hetbert

申万宏源：区块链游戏改变了游戏的经济关系

申万宏源研报称，区块链游戏改变了游戏的经济关系。传统游戏中，游戏开发者通过内置广告、道具销售等形式实现盈利，游戏开发者是游戏经济关系中的获利方，区块链游戏中，所有玩家都成为潜在的获利方。区块链技术能够有效解决游戏中存在的数据安全性、数据真实性、游戏环境等问题。

Hetbert

硅谷奢侈品商店CEO：数字货币支付现不可或缺

据bitcoin报道，近日，硅谷当地的富豪们正在用比特币购买价值数百万美元的手表、钻石和其他奢侈品。总部位于硅谷的超高端奢侈品店Stephen Silver Fine Jewelry在2014年就实现了数字货币支付。该公司报告称，用数字货币支付的交易比例在过去一年中已增长到销售额的20%，创下新高，超过了信用卡支付。

其首席执行官Stephen Silver称数字货币支付现在是不可或缺的，利用数字货币交易的每笔平均价值接近7位数，公司对于每笔交易额度的上限也没有限制。Silver还称最近又完成了一笔利用数字货币的交易，价值近百万美元。





2018 might not be the best year for crypto investors so far, but a lot of wealth is still in the hands of long-term holders. The latest example of this comes from Silicon Valley where some people are using bitcoin to buy millions worth of expensive timepieces, diamonds and other luxury items.

Also Read: This Week in Bitcoin: McAfee Backs Off, Crypto World Cup and the Mystery of 21e8

Crypto Surpasses Credit Cards

Silicon Valley Whales Buy Diamonds in the Millions with Bitcoin



Stephen Silver Fine Jewelry, a Silicon Valley-based ultra-high-end watches and jewelry boutique which implemented cryptocurrency payments back in 2014, reports that crypto transactions have grown to 20% of sales in the past year, helping the company close expensive sales. The company accepts payments in cryptocurrencies such as BTC, BCH and XMR, but only from authorized and approved Bitpay wallets. It started doing so as an easier and more secure alternative to wire transfers, providing much faster transfer times than the old legacy systems.

“Cryptocurrency has surpassed the volume of retail credit-card purchases in the company in a very short time period,” CEO Stephen Silver said. “We’ve created revenue that the company would not even enjoy without being able to accept cryptocurrency…. Large sums of money are where we are finding cryptocurrency to be a huge advantage.”

Indispensable Tool at Cradle of Innovation

Silicon Valley Whales Buy Diamonds in the Millions with BitcoinThe company has been monitoring the development of cryptocurrency for years, “Given that Stephen Silver Fine Jewelry is based in Silicon Valley, the cradle of innovation,” president Jared Silver told diamonds industry publication Rapaport News. “In 2014, we felt it had matured to the point that we could bring the technology into our store.” The company also pays its willing suppliers with cryptocurrency, however “this would be contingent on the supply chain adopting the technology,” he added.

At the bottom line, accepting cryptocurrencies is now an “indispensable” payment method according to the jeweler. The average crypto deal is close to seven figures, and the company can offer no limit on the amount it will accept per sale, since bitcoin transactions are irreversible unlike credit cards. The president also revealed that the company recently received a million-dollar cryptocurrency payment.

Hetbert

农业银行网络金融部总经理：区块链或成银行未来融入商业活动的最佳基础技术



据新浪财经报道，农业银行网络金融部总经理张秀萍表示，在全球范围内，区块链受到了多行业的重视，它很可能成为银行未来融入商业活动的最佳基础技术。区块链不再局限于数字货币，而是在跨境清算、积分管理、供应链管理、资产托管、数字票据等多个金融领域发挥作用。

Hetbert

中国银行金融技术创新办公室主任：区块链能够解决基本的信用问题



据新浪财经报道，中国银行金融技术创新办公室主任王世辉：信用体系是金融的核心，而区块链能够解决基本的信用问题，在企业之间、人与人之间以及企业与人之间形成互信机制。

Hetbert

研究显示：发达国家投资者持币时间更长

近日，一个乌克兰加密公司收集了一些关于该公司新发数字货币后，投资者们持有其时长的数据。收集后进行研究，事实证明，发展中国家的投资者倾向于在数字货币上线后的几个月内将其卖出，而发达国家的投资者往往持有更长的时间。



The Poor Flip, the Rich Hodl, Startup Finds Out Tracing Its Tokens

The team of a young Ukrainian crypto company has made an effort to collect some interesting data about what happened with their tokens after the sale. It turns out investors from developing countries are inclined to sell the coins within months after their listing, while buyers from developed nations tend to hold them longer.

Also read: No License Needed to Mine Cryptocurrencies in Ukraine

Ukrainian Startup Tracks Its Coins

What happens with your tokens after they are sold and listed on exchanges? That’s a question any decent ICO project should be interested in finding an answer to. Not all teams are so curious, once the coins are dumped on the market, but there are examples of the opposite.

The Poor Flip, the Rich Hodl, Startup Finds Out Tracing Its TokensREMME is a Ukrainian startup building an open source distributed Public Key Infrastructure protocol with a set of Dapps enabling passwordless authentication for users and devices. The company conducted its Initial Coin Offering (ICO) earlier this year and has already raised ~19,343 ETH.

During the first two days of the public sale in February only whitelisted candidates were allowed to participate, which helped in gathering the quoted statistics. Investors not registered on the Telegram community whitelist were allowed to join from day three of the offering.

Several months down the road, researchers at REMME have been able to come up with some interesting data regarding the fate of their tokens. Don’t sell to the Russians, is one of the conclusions that can be drawn from their numbers.

US, UK Investors Buy Long, Russians, Nigerians Sell Fast

One of the company’s founders, CEO Alexander Momot, has published on social media some of the tables. It turns out many buyers from developing countries like Brazil, Nigeria, Pakistan, Turkey, and the Philippines, are inclined to sell the acquired tokens within just four months of their listing. Countries like Russia and Ireland are also in the “flipping” group.



The Poor Flip, the Rich Hodl, Startup Finds Out Tracing Its Tokens

On the other hand, investors from developed nations such as the US, the UK, Australia, Hong Kong, Switzerland, and Sweden tend to keep the coins for much longer. The data puts Ukraine in the club of the rich hodlers, which is not surprising given that REMME is a Ukrainian company. Commenting on the findings, the startup’s chief executive said on Facebook:

Since we collected almost the entire amount from the whitelist, we can now monitor the general trends, for example, which countries’ residents are inclined to hold the tokens longer rather than sell them within 4 months after the listing.
Alexander Momot added that “we had all countries open and the country’s indication was mandatory, we can say that such statistics are relevant […] As you have noticed, [investors from] the more developed countries, in general, are more inclined to make long-term investments than [those from] the poorer states.”

The Poor Flip, the Rich Hodl, Startup Finds Out Tracing Its TokensDespite expectations that ICOs would lose steam this year, recently published data suggests it may be too early for that. Although the average sum raised by coin offerings has declined, the total sum of funds collected through ICOs in 2018 has already reached more than 82% of the estimated ~$6.1 billion raised in 2017, as news.Bitcoin.com reported. By the end of May, the mean total raised by almost 800 token sales conducted this year reached almost $6.5 million, compared to $7 million, the mean total raised by close to 900 ICOs last year.

Hetbert

Hetbert 发表于 2018-6-25 19:08
研究显示：发达国家投资者持币时间更长

近日，一个乌克兰加密公司收集了一些关于该公司新发数字货币后，投 ...

哎，扎心了，老铁 。

又不是光炒币，炒股炒房炒茶叶炒大蒜，哪个不是越穷越炒，越炒越穷。

Hetbert

三分之一的德国年青人将加密货币视为投资机会

德国邮政银行于今年 2 月底至 3 月底对 3,100 名德国人进行了采访之后，公布了 2018 年的最新研究成果。年龄在 18 到 34 岁之间的年轻一代中，有一半的人对加密货币投资感兴趣。这个比例占被调查个人总数的 46% 。此外， 14% 的人想在明年购买加密货币或者参与挖矿。 其中29% 的德国人认为加密货币是一个理想的投资机会。调查还显示，与股票、 CDs 和债券等传统金融工具相比，大多数 20 多岁的年轻人更喜欢投资加密货币。



German retail bank Postbank has reported that according to a recent survey, 29% of Germans believe that cryptocurrency is a desirable investment opportunity.

The results from Postbank Digital Study 2018 were announced after 3,100 Germans were interviewed from the end of February to the end of March this year.

One in two of the younger generation, between the ages of 18 to 34, are interested in cryptocurrency investment. This accounts for 46% of the total surveyed individuals. Furthermore, 14% of these people want to buy or mine cryptocurrencies in the next year.

However, despite immense interest in the crypto sector, this demographic only makes up 8% of the total population. Dr. Thomas Mangel, Postbank Chief Digital Officer, said that youngsters shouldn’t concentrate completely on cryptocurrencies since this “type of investment is highly speculative”.

Apart from age, the study also focused on gender by observing three different factors. Firstly, 60% of women consider the “independence of established financial systems” more important than 51% of men. Secondly, higher returns from cryptocurrency investment attract 56% men as compared to 36% women. Lastly, 39% of men are in favor of the anonymity provided by digital currencies, while only 26% of women think it is important. Out of this group, one in five people state that they are simple thrilled to become a part of a new form of investment.

The survey was conducted at a time when bitcoin and other cryptocurrencies were experiencing a free fall. This is why the results in favor of these cryptocurrencies were a surprise to the bank. Mangel said that media is responsible for hyping this phenomenon, which in turn forces people to ignore the risks involved with buying these currencies. For instance, 20% of Germans believe that they are well informed in this topic by simply reading about it on social media. Additionally, 29% of 18-34 year olds think that they are crypto experts.

However, majority of people are unaware that bitcoin gains are subject to taxation in different countries. “Due to the media hypes, many people overestimate their knowledge of the opportunities and risks of cryptocurrencies as an investment,” concluded Mangel.

In March, South Korea Financial Investors Protection Foundation also published results of a survey that showed that majority of 20-year-olds preferred investing in cryptocurrencies to conventional financial instruments such as stocks, CDs and bonds.

Hetbert

列支敦斯登总理：加密货币仅仅是代币经济中区块链潜在使用案例的一小部分

据Cointelegraph消息，列支敦斯登总理Adrian Hasler在接受采访时表示，对我来说，加密货币仅仅是代币化经济中区块链潜在使用案例的一小部分。我认为我们必须区分支付流量、代表合法支付手段的稳定代币和自我维持的加密货币。毫无疑问，代币经济中的支付是通过区块链执行的。在这种情况下，可以假定与法定货币挂钩的稳定数字货币将发挥重要作用。

Adrian Hasler, the Prime Minister of Liechtenstein, is certain that blockchain technology will have an impact on a variety of areas and is preparing a new blockchain law to provide essential requirements in order to establish a regulatory base for blockchain businesses.

The blockchain law — so called Blockchain Act — was announced by Adrian Hasler at this year’s Finance Forum on March 21. According to Adrian Hasler, the new act is about integrating current business models in regulatory terms in order to give companies and their clients a legal base. The planned act is expected to be circulated for consultations this summer.
Cointelegraph spoke with the prime minister about blockchain regulation, the politics regarding this technology and cryptocurrencies, ICOs and the business climate in Liechtenstein.
About Lichtenstein’s blockchain law
Cointelegraph: In your greetings at the Finance Forum you announced a new blockchain law. What makes this regulation special?
Adrian Hasler: We see great potential in blockchain technologies that go far beyond what we can observe today. Our law is designed to serve as the legislative basis for such a token economy and thereby provide regulatory certainty for all participants and overall further positive development [in this space].
Blockchain can serve as an important base for a variety of economic applications, covering not only payment transactions but broader financial solutions, industry use cases and general applications.
CT: Could you specify the implications of such a regulation when put into place for blockchain businesses and the average citizen? How can they profit from it?
AH: We expect many more rights and assets put into blockchain systems in the future. One example: in order to effectively capitalize on the advantages of these efficient transaction systems we need a lawfully secure connection with the physical world, which we aim to achieve with state regulatory oversight. This will create trust, which is important for blockchain businesses and citizens.
CT: Why is blockchain an interesting topic for Liechtenstein?
AH: We have dealt with possibilities and risks associated with blockchain in the past. We view some opportunities here but also certain challenges for all economic sectors, especially the financial sector. It is important for the state of Liechtenstein that the government and authorities deal intensively with the consequences in practices to be able to treat companies fairly and competently. We aim to actively accompany this development.
About the future of cryptocurrencies
CT: Are you optimistic about the future of blockchain and cryptocurrencies?
AH: We observe a remarkable, globally oriented, and well-educated scene that is very much involved in the advancement of blockchain technology, and we believe that we are only at the beginning of an exciting and long-term development.
Cryptocurrencies for me represent merely a fraction of possible use cases of blockchain in a tokenized economy. I believe we have to distinguish between payment traffic, stable coins representing legal means of payments and self-sustaining cryptocurrencies. It goes without saying that payments within a token economy are executed via blockchain. In this context, it can be assumed that stable coins, which are linked to legal currencies, will play an important role.
Cryptocurrencies can play a significant role in the future once they become widely accepted.
CT: Do you see an interest in blockchain projects and demand for cryptocurrencies from the citizens of Liechtenstein?
AH: Liechtenstein accounts for a relatively large blockchain scene with a very big interest in blockchain projects and cryptocurrencies. For a layperson however, it seems relatively hard to accurately assess the risks of such an investment. Partaking in an ICO alone can be quite difficult. For this reason, there are increasingly more financial products entering the market that make investments easier. However, these are currently only approved for qualified investors.
CT: The Liechtenstein family bank Bank Frick allows direct investments in cryptocurrencies. Do you support the idea of crypto-banking as an alternative to traditional banking?
I really do not see a contradiction between crypto banking and traditional banking.
AH: I rather expect to see an integration of blockchain technology and cryptocurrencies in the financial sector. I do applaud this development because it introduces high standards und legislative security for investors of the traditional finance sector on blockchains. Of course, we need to make sure that the advantages of the crypto world are sustained as best as possible.
CT: Are you yourself dealing with cryptocurrencies or investing in blockchain projects?
AH: No, in my function as head of the government, I keep a low profile here.
About Liechtenstein as a location for ICOs
CT: Liechtenstein has become a favourite location in the world, to start ICOs. What are the reasons?
AH: One important reason is the openness of the authorities and the government for the new technologies and the subsequently acquired knowledge on how to use them. Surely it helps that you have very little response time as a company. It is relatively quickly possible to schedule a meeting with the ministry of the FMA [financial authority of Liechtenstein]. Furthermore we introduced a so-called regulatory laboratory at the FMA, which is a competent contact for innovative companies. Especially Fintech and blockchain companies seem to use this option intensively.
CT: Liechtenstein is subject to certain European Union regulations. Have those furthered the advancement of innovative ICOs or rather hindered it?
AH: Liechtenstein is a member of the European ecosystem und complies with all EU regulations in his financial service area. This is why companies in Liechtenstein also benefit from the so-called ‘EU-Pass’, hence the access to the European market. In our experience, however, it depends heavily on the specific design of an ICO, whether financial market law issues are affected. To my knowledge, many ICOs in Liechtenstein have already been successfully implemented within the framework of the financial market rules.