为什么比特币 ？ 进展和争论

Hetbert

Hetbert 发表于 2018-6-5 18:30
网友一天发现8个EOS漏洞，获8万赏金

名为“Jon Bottarini”的网友透露，在EOS 漏洞赏金计划中，一名网友一 ...

好吧。。。

一个漏洞一万，ICO筹到的33亿美元还可以烧很久很久。。。

Hetbert

北邮在线数字经济研究院院长：区块链技术正在脱虚向实

据中国产经新闻今日报道，中国移动通信联合会国际区块链创新应用联盟创始人兼秘书长、北邮在线数字经济研究院院长陈晓华在接受采访时表示，区块链技术正在脱虚向实，正在演进为新业态、新生态，区块链技术正在推进新一轮的商业模式变革，它将成为推进我国经济发展和金融发展的新动能。同时他还认为，区块链技术在未来三年内将在实体经济中广泛落地，它将成为我国科技竞争中最重要的一步。

Hetbert

微软收购Github引发恐慌 部分开发者将代码迁移至其他平台

据Bitcoin消息，Github被微软收购后在Github社区引发了很大争议，BTC核心团队开发者Wladimir van der Laan认为这会让Github失败，也是Github漫长痛苦之路的开始。Gitlab是Github的竞争对手，Gitlab的数据显示6月3日至4日间迁入代码上涨了5倍，同时，Gitlab将费用降低了75%来加速代码迁移。

Hetbert

Pundi X已在印度尼西亚安装数字货币销售终端设备



据cointelegraph消息，Pundi X已经在印度尼西亚安装数字货币销售终端设备，其首席法律顾问打赌央行在未来3年内会放弃目前的反数字货币立场。


Blockchain Startup Installs Crypto Point-of-Sale Devices in Indonesia Despite Regulations

Blockchain startup Pundi X has begun rolling out its cryptocurrency point-of-sales (POS) devices in Indonesia, betting that the central bank will discard its current anti-cryptocurrency stance within three years, the South China Morning Post reported June 4.

A POS terminal is an electronic device used to process card or electronic payments at sales outlets. The idea behind the startup’s devices is to make digital currencies a medium of daily exchange, letting people use virtual currencies to buy necessities like food products in retail stores, cafes and shopping malls where merchants have installed the POS devices.
While cryptocurrency is not legally recognized as a payment instrument in Indonesia, the company’s chief legal counsel David Ben Kay said that the deployment of the POS devices would be completed regardless of regulatory developments. Kay said this is because the device’s cryptocurrency function is not the default option, and it supports payment methods that are compliant with current regulations. He explained:
“The functionality for dealing in cryptocurrency is not automatic, it has to be activated when it is legally permissible in any jurisdiction that the POS is being deployed by the retail store owners.”
Kay suggested that it is only a matter of time before Asian authorities soften their position toward digital currencies. Pundi X has decided to debut its product and services in Indonesia because of the large population and largely cash-based economy.
Pundi X has reportedly said that it received pre-orders for the POS devices from  Indonesia, South Korea, Japan, Singapore and Switzerland. The company plans to install up to 100,000 POS devices to build its blockchain-based payment network in Southeast Asia by 2021. This ostensibly would enable the 80 percent of the Indonesian population that does not have access to banking services to start purchasing and selling cryptocurrencies.
Today, the Indonesian Trade Ministry’s Futures Exchange Supervisory Board (Bappebti) signed a decree making cryptocurrency a commodity legally tradable on a stock exchange. Dharma Yoga, a Bappebti official, noted that the Indonesian government will soon release legislation on regulating currency exchange companies, taxation, and combating money laundering and terrorism financing.

dongyuange

猫儿不笨

Apple co-founder Steve Wozniak hopes bitcoin will become a single global currency

Twitter CEO Jack Dorsey recently said he believes bitcoin will become the single currency worldwide, something that Wozniak hopes will happen.
"I buy into what Jack Dorsey says, not that I necessarily believe it's going to happen, but because I want it to be that way, that is so pure thinking," Wozniak told CNBC.
Wozniak bought bitcoin when it was $700, over $6,700 less than where the cryptocurrency was trading on Monday.

yes168

买菜大妈的看法： 我怎么觉得美国一直在大力推进币交易市场，是怕微信支付有朝一日打进美国？

大妈的看法：中国的微信支付和支付宝已经大大打击了银行业了吧？（这两个是同一样东西吗？买菜大妈现在也没弄懂）

eguan88

FX168财经报社(香港)讯 Finance Magnates周二（6月5日）援引CNBC的报道称，2018年1月份以来在谷歌上对“比特币”一词的搜索量大减了75%。

这意味着人们对比特币的兴趣正随着其价格的降低而削减。比特币价值今年内已经下跌了约50%，投资者也几乎难以看到回升迹象。

Hetbert

Robinhood将加密交易服务业务拓展至德克萨斯州

据Cryptovest报道，提供零费用加密交易服务的Robinhood应用现已拓展至美国德克萨斯州。



Those on the long waiting list of the Robinhood app see their waiting get results - trading is open now for Bitcoin and Ethereum. In a tweet, the app team stated it is unrolling trading for Texas:

Robinhood is unrolling its trading on a state-by-state basis, expanding to Virginia, Indiana, Utah, Arizona and Pennsylvania in May. The crypto trading option was first available in California. In the future, Robinhood plans to unroll its services to European Union investors.

The users of Robinhood App may be used to more traditional financial instruments, and the volatility of crypto coins may be unusual for them. Buying crypto is available even for very small amounts - any fractional amount above 0.00001 BTC and 0.001 ETH.

There is no margin trading for now, and coins themselves are not considered a collateral, hence users must have funds in their portfolio to generate a trade. Also, Robinhood also allows orders only in a limited range, to cut the volatility from directly participating in the crypto market. This would turn both BTC and ETH trades to resemble traditional assets more, and may prevent sudden outlandish gains, or deep losses.

Crypto coin trading is done through a separate entity, and under different rules. According to Robinhood, “...cryptocurrency trading is done through an account with Robinhood Crypto, LLC. Robinhood Crypto is not a broker dealer and is not a member of the Financial Industry Regulatory Authority (FINRA). Robinhood Crypto is also not a member of the Securities Investor Protection Corporation (SIPC), which means your cryptocurrency investments are not protected by SIPC.”

Bitcoin and Ethereum are the basis of many trading products where traders do not own the assets outright. Because of the high liquidity of their markets, the leading assets have been used to generate Exchange Traded Notes on NASDAQ Nordic. Robinhood App allows users to track passively another 14 crypto assets.

Hetbert

V神：对区块链支持的在线投票是“谨慎”而非“谨慎支持”



据V神最新消息，他指责一篇文章误解了他对于区块支持的在线投票技术的态度，他的态度是“谨慎”而非“谨慎支持”，并称非常重要的是这种投票方式不能用于政府选举。他6月6日发推称，在线投票需要特别的私密性、安全性以及特殊的技术来实现，将这种投票机制强行与公共账本结合只会适得其反。而一篇文章引用他的推特后，称V神对于区块链在线投票是持“谨慎支持”的态度。

Hetbert

BTC谷歌搜索指数持续走低

据谷歌数据显示，BTC谷歌搜索指数近来持续走低，5月13日至19日创最低值12。自2017年12月23日指数100到2018年6月3日指数13，最大降幅达88%。

Hetbert

苹果：APP无法在未经授权的情况下在后台挖矿

苹果公司最近修改了它的App Store指南并提供了有关加密货币应用程序的新规则。苹果称，应用程序无法在未经授权的情况下在后台挖矿。

Hetbert

42.8％的人将投资数字货币作为其长期资产管理计划的一部分

据yonhapnews报道，数字货币交易所Bithumb进行的民意调查显示，42.8％的人表示他们投资数字货币是其长期资产管理计划的一部分，大约27.1％的受访者表示他们寻求短期利润，而13.1％的受访者表示他们投资数字货币是一种投机行为。

Hetbert

Hetbert 发表于 2018-6-7 18:01
42.8％的人将投资数字货币作为其长期资产管理计划的一部分

据yonhapnews报道，数字货币交易所Bithumb进行 ...

这是韩国的民调。。。

只要一根千点大阳线，估计原来没信仰的突然又恢复信仰了。。。

Hetbert

BM在电报群中鼓励大家：困境终会被勇气化解

据IMEOS报道，在主网上线的过程中，有人表示出对未知Bug的担心和忧虑。而BM则在电报群表示：困境终会被勇气化解，幸运会眷顾无畏之人。

Hetbert

Hetbert 发表于 2018-6-7 18:12
BM在电报群中鼓励大家：困境终会被勇气化解

据IMEOS报道，在主网上线的过程中，有人表示出对未知Bug的担心 ...

好吧。(paopaobing(27))

打鸡血，毒奶的时刻到了。

Fortune favors the bold!

Hetbert

Fidelity Investments打算自建数字货币交易所

据cryptonews报道，管理2.5万亿美元资产的投资管理巨头,全球第四大共同基金公司,富达投资Fidelity Investments正打算建立一个自己的数字货币交易所。

Fidelity Investments is hiring employees to explore how the company can use cryptocurrency and other digital assets, and is reportedly hoping to create a cryptocurrency exchange.

Business Insider reported Wednesday that Fidelity had posted a job opening on an internal company site for a system engineer “to help engineer, create, and deploy a digital asset exchange to both a public and private cloud.” Another internal post sought someone for "first-in-class custodian services for bitcoin and other digital currencies," according to the website.

Fidelity spokeswoman Jessica Macdonald would not confirm whether the company intends to build such an exchange. However, she said that the Boston-based investment giant is hiring personnel for crypto, digital asset and blockchain projects.

“We see the future of financial services taking place on open and permissionless ledgers, with technologies like digital assets, currencies and blockchains, and we are very actively exploring what this may mean for Fidelity,” Macdonald wrote in an email. “We are hiring to meet the demand for this exploration, but we have nothing to announce today.”

She did not immediately respond to other questions about the projects.

If the $2.5 trillion asset manager were to create a cryptocurrency exchange, it would likely be the most established company to oversee the trading of the digital assets. The major cryptocurrency exchanges operating right now were launched by firms founded in the past few years.

Fidelity chairman and CEO Abigail Johnson is a big believer in the potential of bitcoin and blockchain, as she detailed in a speech last year. In August, the company enabled their customers to view their bitcoin, ethereum and litecoin holdings on its website. It had previously applied for a trademark for the term “Fidelitycoin” and joined a consortium of companies and colleges working to develop blockchain technology.

The firm has also set up small, experimental bitcoin mining operations and established a club for employees to learn more about digital assets and blockchain technology, Macdonald said. Fidelity went so far as to allow employees to use bitcoin to buy food in its cafeterias, though fewer than 10 ended up doing so, she added.

Hetbert

Hetbert 发表于 2018-6-7 18:17
Fidelity Investments打算自建数字货币交易所

据cryptonews报道，管理2.5万亿美元资产的投资管理巨头,全球 ...

富达投资很早以前就有比特币和以太币的矿场，员工食堂也收比特币。

Hetbert

股价分析公司将比特币年底价格的预测调至1.24万美元

股价分析公司Trefis最近将其对比特币的年终价格预测从15000美元降低到了12500美元。Trefis指出，加密货币交易所在总交易量方面出现大幅减少，并且Trefis将供应过剩和价格下跌归因于Mt. Gox的比特币抛售行为。



Stock analytics firm Trefis has recently lowered their Bitcoin (BTC) year-end price forecast from $15,000 to $12,500, according to a blog post June 5.


TREFIS
@Trefis
Lowering Our Year-End Bitcoin Price Target To $12,500 Due To Weaker Transaction Volume Outlookhttps://www.trefis.com/stock/btc ... -outlook/2018-06-05 …
12:53 AM - Jun 7, 2018
See TREFIS's other Tweets
Twitter Ads info and privacy
Trefis’ BTC forecast analytics is based on fundamentals of supply and demand, where demand is the number of users and the amount of transactions, and supply is the number of available BTC. Trefis pointed out significant recent losses in total transaction volumes across crypto exchanges, and attributes a surplus in supply and subsequent drop in price to Mt. Gox dumping BTC onto exchanges this spring.
“Adjusting our forecast for transaction volumes… leads to a year-end price target of around $12,500 – down from our earlier estimate of $15,000.”
Trefis’ interactive Bitcoin Price Estimator reflects the number of unique BTC users, as well as transaction volumes for each month till the end of 2018. At press time, BTC market capitalization is over $131 bln according to Coinmarketcap.
Trefis noted that while the major cryptocurrency has seen some gains over the last days of May, it still declined sharply over the month, having dropped to monthly lows after almost touching the $10,000 mark.
Recently, the crypto market’s low capitalization was noted in a study by the Dutch government. The study found that low trading volumes in addition to minimal institutional exposure made crypto a low risk to the country’s financial stability.
Earlier in May, blockchain venture capitalist Spencer Bogart claimed that Bitcoin will trade “at least” above $10,000 by the year’s end, also arguing that most altcoins are possibly “overvalued” and “have significant headwind.”
While the overall Bitcoin year-end price estimations see a downward trend, Fundstrat’s Thomas Lee recently said that he still expects it to reach as high as $25,000 by the end of this year.

Hetbert

央行上海：全国互金违规业务规模下降57% 比特币交易平台、ICO清理整顿和取缔工作基本完成



央行上海总部副主任孙辉在7日举办的上海市政府新闻发布会上表示，互联网金融风险集中整治是从2016年开始，这两年多来取得了明显的成效，存量风险大幅度下降，增量风险得到有效防控。全国违规业务规模下降了近57%，违规机构大量退出市场。同时，新领域的风险得到了化解。比如境内比特币交易平台、ICO清理整顿和取缔工作已经基本完成。“现金贷”整治也取得扎实进展。目前境内比特币交易平台已经基本退出市场，ICO全部被取缔，体现了防范金融风险的决心和成效。

据新浪科技，人民银行上海总部副主任孙辉回答了关于比特币监管相关问题，对于6月份将出台比特币监管方面的文件，他表示，目前没有得到消息。

Hetbert

泰国央行行长：发展中央银行数字货币目前正在筹划中

据Coindesk消息，泰国央行（BoT）目前正在关注区块链技术在银行间结算和结算系统中的应用，泰国央行行长Veerathai Santiprabhob在新加坡的一次会议上表示，发展中央银行数字货币目前正在筹划中，这是央行努力在各个领域尝试区块链技术的一部分，一个名为”Inthanon”的项目旨在创建银行自己的基于区块链的加密货币，使银行间的交易既快捷又便宜。据Santiprabhob称，该项目试验的最初目标是在将央行数字货币（CBDC）带入更大规模的实际生活中之前，先了解这项技术的潜力。

Hetbert

荷兰央行报告：区块链技术不能满足金融市场基础设施需求

据financefeeds消息，荷兰中央银行（DNB）发现区块链技术不能满足金融市场基础设施（FMI）的需求。其最新报告中显示，区块链技术最大的缺点是能力不足，能源消耗高导致效率低下，以及付款缺乏确定性。虽然金融市场基础设施抵御外部攻击的弹性或可通过使用区块链技术来增强，但这是以牺牲能效为代价的。

The Netherlands central bank (DNB) has found that blockchain is not capable to respond to the needs of financial markets infrastructure (FMI). In its latest bulletin, the Dutch regulator reports of its tests involving blockchain.

The biggest shortcomings are inadequate capacity, inefficiency due to high energy consumption and lack of complete certainty about having made a payment. Nonetheless, it appears that the resilience of a financial market infrastructure against external attacks could be increased by the use of blockchain technology, but this happens at the expense of capacity and efficiency.

As an experiment, DNB has developed and evaluated four prototypes using Distributed Ledger Technology (DLT) with the code name Dukaton over the past three years. The aim was both to build up knowledge and to test to what extent these technologies are useful for improvements in payment and securities traffic.

The prototypes show that the blockchain solutions tested currently can not meet the high demands of financial market infrastructures (FMI). The list of requirements for FMIs include safety, reliability, efficiency, payment finalization (legal certainty), authorization, resilience, availability, capacity, scalability, costs and sustainability. These requirements are high because FMIs play a central role in payment and securities transactions in order to carry out the settlement of transactions.

The current payment systems are very efficient, can handle large volumes and provide the legal certainty of a payment being processed. The blockchain solutions tested show that they are not sufficiently efficient, with regard to costs and energy consumption, and they can not handle the large numbers of transactions, the Dutch regulator notes. There are algorithms that are resistant to malicious parties and can increase the cyber resilience of FMIs, but these algorithms currently do not meet the other requirements imposed on FMIs.

DNB finds the technology behind Bitcoin, the blockchain, interesting and promising. The regulator concedes that new algorithms may meet all the requirements for FMI in the future. That is why, the bank continues to invest in the exploration of this technology and is experimenting with it. DNB also conducts discussions with new and existing parties in the market about the possible applications of DLT, in order to contribute to innovation.

The announcement is made just a couple of days after the DNB said it retained its critical stance regarding central bank digital currencies (CBDC), given the uncertainties and risks associated with it. For example, CBDC makes financing for banks more expensive and undermines their ability to provide credit. In addition, CBDC could speed up a bank run in the event of a crisis. The DNB investigation will also focus on the possible use of CBDC for transactions in financial markets. The research is conducted in collaboration with other central banks.

In January this year, the regulator published a Position Paper, saying it does not see cryptocurrencies as posing a risk to the financial system stability, as the outstanding value of the cryptocurrency market is small compared to markets of fiat currencies like the euro and the dollar. But the bank noted that sudden depreciation of the value of cryptocurrencies and certain tokens (the result of ICOs) may lead to a significant harm to consumers and warned that there is no safety net against such losses.

Hetbert

Hetbert 发表于 2018-6-7 18:35
荷兰央行报告：区块链技术不能满足金融市场基础设施需求

据financefeeds消息，荷兰中央银行（DNB）发现区 ...

荷兰央行三年研究试验的结果就是：联盟链性能不足，缺点大于优点，不足以支撑大规模的金融市场。

Hetbert

评论选出探索区块链技术大公司全球十强 国有银行占四成

据福布斯消息，在福布斯之前发布的全球公司2000强名单中，有众多公司均在探索区块链技术。通过收入、利润、资产和市场价值进行综合评分，得到了探索区块链技术的全球十家大公司名单，排名如下：中国工商银行股份有限公司、中国建设银行股份有限公司、摩根大通、伯克希尔哈撒韦公司、中国农业银行股份有限公司、美国银行、富国银行、苹果公司、中国银行、中国平安保险。

The 10 Largest Companies In the World Are Now Exploring Blockchain



Michael del Castillo , FORBES STAFF

Love it or hate, the biggest companies in the world just can't ignore blockchain any longer.

The distributed ledger technology that first let owners of the bitcoin cryptocurrency exchange value without a bank has forced its way into the research and development halls of the ten largest companies in the world.

Based on the Forbes’ Global 2000 list of the largest public companies in the world, published today, corporations as diverse as the largest in the world, the Industrial and Commercial Bank of China, investing giant Berkshire Hathaway, and computer giant Apple are all in various stages of exploring the technology.

But that doesn’t mean they’re blockchain believers. Most of the companies have been very quiet about their work so far, seemingly choosing to let smaller companies chase after step-by-step updates in media headlines, while they let scraps about their own project slowly trickle out, punctuated by the occasional trash-talk.


Nevertheless, that each of the companies at the top of this list based on a composite score considering revenue, profits, assets and market value are exploring blockchain is a testament to how much the technology has captured the imagination of pretty much every industry.

At the very top of the list, for the second year in a row, is the imposing Industrial and Commercial Bank of China (ICBC), with $165 billion in sales, and total assets of $4.2 trillion. After previously denying claims that the government-owned bank was working with the Tzero blockchain-powered stock exchange, we got our first glimpse at what the giant bank might actually be up to earlier this year.

In a patent filed with China’s State Intellectual Property Office, ICBC described an idea for using blockchain technology to verify digital certificates using a blockchain, instead of a trusted central authority, according to a CoinDesk report. While nothing else has been publicly revealed about the bank’s mysterious blockchain research, the plans are reminiscent of other blockchain efforts that seek to place stock certificates on a blockchain instead of in the safes of Central Securities Depositories around the world.

Following closely behind ICBC, with what appears to be slightly more advanced public work, is the China Construction Bank Corporation (CCB), which counts $143 billion in sales and total assets of $2.61 trillion. Last September, CCB revealed it was using the IBM Blockchain platform to streamline the way banks and insurance companies jointly sell some of their products.

In third place on the Global 2000 is JPMorgan, the largest company in the diversified financial category, with $118 billion in sales and assets valued at $2.7 trillion. In spite of company CEO Jamie Dimon’s vociferous railing against bitcoin itself, his company has emerged as one of the most visible, and committed enterprises to the underlying blockchain technology. After first contributing its own internally developed blockchain platform, Quorum, to the open-source community, JPMorgan has seen interest among users including pharmaceutical giant Pfizer (#44 on the list with $52 billion in sales) and information giant IHS Markit (#1,211 on the list with $3.6 billion in sales).

Switching places with JPMorgan for the fourth position on this year’s list was Berkshire Hathaway, with $235 billion in sales and  $702 billion in assets, also categorized in the diversified financial category. Similar to Dimon’s vocal doubt of bitcoin, Berkshire Hathaway’s founder and CEO, Warren Buffet is an outspoken cryptocurrency skeptic, comparing bitcoin to rat poison, and chiding those who consider purchasing it a form of legitimate investment. But that hasn’t kept his companies from exploring cryptocurrency’s underlying blockchain technology as a way to trace the provenance of diamonds and even freight delivered on Buffet's railroads.

Rounding out the top-five largest public companies this year is the Agricultural Bank of China Limited, with $3.4 trillion in assets, but a relatively small $129 billion in sales. Earlier this year the state-owned bank revealed it was working on a decentralized network to offer unsecured agricultural loans to e-commerce merchants, according to a CoinDesk report.

Bank of America, Wells Fargo and the Bank of China—at positions six, seven and nine respectively—rounded out the top banks, each undertaking their own blockchain projects to streamline a diverse set of financial workflows.

Sliding in the middle of those banks is U.S. tech giant Apple, the only company in the technology industry to make it into the top ten largest public companies, with $247 billion in sales and $367 billion in assets. Apple too had been largely silent about any potential blockchain projects, until CoinDesk reported on a patent filed by the company for using blockchain technology to timestamp data. While the company itself has been mostly mum on its blockchain work, Apple cofounder Steve Wozniak is an increasingly vocal proponent of cryptocurrencies, though he left the firm years ago.

Rounding out the top-ten on the Global 2000 list is the largest insurance company in the world, China-based Ping An Insurance, with $141 billion in sales and $1.06 trillion in assets. Though Ping An’s blockchain efforts have been kept largely behind closed doors, the firm joined distributed ledger consortium R3 in 2016, and has reportedly been helping China’s Ministry of Industry and Information Technology research the technology.

Looking further down this year’s Global 2000 list, it appears the vast majority of the largest companies in the world are also exploring blockchain. Just to name a few of the most prominent, are Microsoft (#20), Alphabet (#23), and Walmart (#24), among notable U.S. firms, German auto manufacturer Daimler (#29) Japanese auto manufacturer Mitsubishi (#37) and Russian bank, Sberbank (#47).

What is perhaps most striking though, is the diversity of companies on the list that are also exploring blockchain. Having started as a financial technology tool with the creation of bitcoin as a faster, cheaper way to move monetary value across borders has evolved into a technology for moving all kinds of value—and data itself—with less reliance on central authorities. Each of the industry categories on the list—also including oil and gas, telecommunications, semiconductors, food, drink and tobacco, retail and more—include firms exploring blockchain.

Hetbert

北方信托金融公司获得区块链专利，用于记录会议记录

金融服务公司北方信托（Northern Trust）周三获得了一项专利，用于支持使用区块链技术的会议记录。这项专利技术利用一系列的智能合约来获取与会议相关的数据，包括会议的召开地点和地点的记录（来自他们可能携带的设备）。

Hetbert

CFTC委员：加密货币不会消失，将改变世界经济和社会格局

美国商品期货交易委员会（CFTC）的委员Rostin Benham在周一在联合国举行的“区块链影响全球峰会”上发表了讲话。在演讲中，他强调了区块链在医疗、就业和犯罪等领域的重大潜力。他将数字货币称为“技术革命”。他说：数字货币可能将成为任何国家、任何地方的经济实践的一部分。他强调，这些货币不会消失，它们会扩散到每一个经济体和地球的每一个角落；数字货币可以改变经济和社会格局。

Cryptocurrencies are here to stay, according to an official from the chief US commodities regulator.

Rostin Benham, a commissioner at the U.S. Commodity Futures Trading Commission (CFTC), spoke during the Blockchain for Impact Global Summit, held at the United Nations Plaza on Monday. During his speech, he emphasized the major potential for blockchain to address issues in healthcare, employment and crime, among other sectors.

Calling cryptocurrencies a "technological revolution," Behnam said:

"But virtual currencies may – will – become part of the economic practices of any country, anywhere. Let me repeat that: these currencies are not going away and they will proliferate to every economy and every part of the planet ... Virtual currencies could transform the economic and social landscape."

Benham also warned against the flip-side of cryptocurrencies if they are not properly overseen, saying, "if we are not thoughtful, if we do not remain ever diligent to the movements within the transformation, we may unleash corruption, criminality and division on a greater scale."

"Blockchain could become a source for repression and totalitarianism," he warned.

This is not the first time Benham has expressed caution about the potential use cases for blockchain. In an earlier address last month at the FIA Law and Compliance conference, he shared concerns over the possibility of cryptocurrencies threatening the stability of the financial industry.

Still, his sentiments over blockchain remain ever cognizant of the new technology's ability to remake "our economic, social, and political relations."

The BFI summit was aimed at uncovering the applications of blockchain technology to sustainable development and humanitarian challenges by engaging the United Nations (UN) departments, funds, programs and specialized agencies. It is part of a broader initiative by the Blockchain Commission for Sustainable Development that was established last year by the UN General Assembly.

Hetbert

瑞士出现首家向区块链和数字货币公司提供商业账户的银行

据Cointelegraph 报道，瑞士伦斯堡银行（Hypothekarbank Lenzburg）成为瑞士首家向区块链和数字货币公司提供商业账户的银行。



Hypothekarbank Lenzburg has become the first bank in Switzerland to provide business accounts to blockchain and cryptocurrency companies, Cointelegraph auf Deutsch reported June 6.

While Falcon Private Bank has provided crypto asset management services since last year, Hypothekarbank Lenzburg CEO Marianne Wildi confirmed that they are first bank in the country to open company accounts for blockchain and crypto-related fintech companies. Wildi said:
"As a bank that sets itself up technologically and pursues a cooperative strategy in the field of fintech, it is also a matter of credibility to work together with the young sector of crypto and blockchain companies in Switzerland".
Wildi noted that she was aware of "the money laundering problem in the area of ​​crypto companies and Initial Coin Offerings (ICOs)”. The bank reportedly examined the relevant risk and compliance issues "very precisely," in addition to informing the Swiss Financial Market Supervisory Authority (FINMA) before deciding to cooperate with crypto startups.
According to Wildi, the Hypothekarbank Lenzburg is reportedly very selective in accepting new customers, and recently has taken on only two companies from the crypto industry. Before accepting a new client, the bank performs a rigorous due diligence process.
The Swiss canton of Zug has become a global hub for the cryptocurrency industry, taking on the monicker “Crypto Valley.” Despite the influx of crypto business, restrictive bank policies toward crypto companies forced firms to look abroad for banking services.
Bank Frick of Lichtenstein, for example, sees no compliance issues or risks to their reputation in doing business with Swiss crypto companies. In February, Bank Frick introduced direct crypto investment and cold storage services for Bitcoin, Bitcoin Cash, Litecoin, Ripple and Ethereum.
The Principality of Liechtenstein has become a major financial hub in Europe and aims to play a pivotal role in the fintech industry as well. In March, the government introduced comprehensive blockchain legislation, regulating blockchain business models and underlying blockchain systems.
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Hetbert

中共中央党校陈建奇：现在市场上有太多伪区块链



中共中央党校教授、国际战略研究院世界经济室副主任、中国青年经济学人陈建奇发文称，目前“伪区块链”现象非常普遍。当前大多数区块链应用还有很长的路要走，尚未对接区块链技术的企业也不必急于一时，不仅要弄清区块链技术，还必须能够设计一套让区块链应用运行的机制。结合当下区块链的实践来看，只有比特币等主要数字货币才真正算得上是区块链应用。

6月4日，中共中央党校国际战略研究所世界经济室副主任陈建奇发表文章发表文章《”区块链+“还是”+区块链“》。文中指出，区块链应用最难解决的问题就是参与规模的问题。为此，未来可能要考虑的是搭建区块链平台，形成类似微信、Facebook等巨大用户的平台，由此形成加密与分布式技术的支撑，最后才能让区块链技术名副其实，从这个角度看，未来区块链与应用的结合更科学的方式应该是“区块链+”而不是“+区块链”。

“短期来看，区块链只能针对某一个应用来专门做定制和区块链的服务。从长远看，区块链是一个比较偏向技术层面的平台，各种应用在这里面来享受区块链的服务，并进行各种区块链商业模式的创新和合作。”

“目前世界上有不少企业声称从事区块链业务，这与未来区块链的平台方向可能存在较大的冲突，如果不进行适当监管，那么众多的区块链企业可能使得市场陷入混乱，难以实现区块链提供平台以提高效率的目标。因而，适当的监管不仅不会对区块链构成利空，反而可能是利好。当然，这种监管必须根据区块链的进展而不断调整，适应不同阶段的要求，在区块链尚未成熟之前，监管应着力服务于区块链的健康发展，而且需要进行国际监管协调，为区块链发展营造稳定的环境。”

比特币会碰到困境很正常，毕竟是新生事物，不确定性是最大的属性。但比特币已经走出第一步，未来如果继续发展，那么它的价格可能就会有所变化。如果比特币得到社会的应用，那它就是一个国际货币，短期比特币可能会达到类似人民币等刚国际化不久的货币份额。

中共中央党校陈建奇教授在清华经管学院加密经济学俱乐部研讨会上表示，去中心化是历史趋势，适应了社会发展，而大国、强国应当对其持开放态度，不应当一概禁止。如果比特币最终成为“世界货币”，比特币中期价格将达到2-3万美元一枚，长期价格有可能高达40万美元一枚。

Hetbert

Hetbert 发表于 2018-6-7 18:55
中共中央党校陈建奇：现在市场上有太多伪区块链

陈建奇的观点不仅不符合我党的提倡“无币区块链”的主流观点，甚至在币圈链圈里，也属于非主流的Bitcoin Maximalism。

人数最少的Bitcoin Maximalists，确是最有钱的，几乎都是死拿比特币至今的早期投资者。

Hetbert

Coinbase将成为受美国监管的区块链证券交易平台

今日Coinbase发布博文宣布，将成为受美国监管的经纪商，目前正在等待联邦当局的批准。一旦获批，Coinbase将能够在美国证交会（SEC）和金融业监管局（FINRA）的监督下提供区块链证券。

今日据华尔街日报消息，Coinbase正在收购在美国金融业监管局注册的证券交易商Keystone Capital Corp。对于目前仅交易一小部分规模最大加密货币的Coinbase而言，获得这些许可可能会为其开辟新的商业机会，并允许其将服务被推向更多机构业务。

据彭博消息，Coinbase确认其正在收购Keystone Capital，且正在收购Venovate Marketplace和Digital Wealth。



Two titans of U.S. cryptocurrency trading are in a race to build the nation’s first regulated venues for tokens deemed to be securities, potentially appeasing watchdogs threatening to rein in the multibillion-dollar market.

Coinbase Inc., one of the largest cryptocurrency exchanges, said Wednesday that it’s buying a trio of firms including a broker-dealer registered with the Financial Industry Regulatory Authority. If U.S. regulators approve, Coinbase will use licenses its obtains to offer customers blockchain-based securities. It will also be subject to more federal oversight.

The announcement came hours after Bloomberg reported that Circle Internet Financial Ltd., one of the world’s most valuable cryptocurrency platforms, intends to pursue registration as a brokerage and trading venue with the U.S. Securities and Exchange Commission so it can help investors buy and sell tokens deemed to be securities. Circle also plans to seek a federal banking license to provide more services to customers.

Read more: Crypto unicorn Circle to expand into realm of regulated banks


Regulated trading platforms could eventually handle billions of dollars in tokens sold by companies in initial coin offerings. Despite a crackdown by the U.S., China and other countries, companies have already raised more than $9 billion through ICOs in 2018, more than double what they did all of last year, according to market tracker CoinSchedule. The SEC has said most of the coins are securities, which means issuers must register and comply with federal laws -- as do platforms that handle trading.

Coinbase agreed to buy a firm that owns Cardiff, California-based broker-dealer Keystone Capital Corp., Venovate Marketplace, Inc., and Digital Wealth LLC. Acquiring that trio would give the exchange licenses to operate as a broker dealer, an alternative trading system and a registered investment adviser. Alternative trading systems operate outside traditional public stock exchanges.

“This is an important moment for the crypto ecosystem, and yet another indication of the maturation of the crypto economy,” Coinbase said in a statement that didn’t include terms. The moves “will set Coinbase on a path to offer future services that include crypto securities trading, margin and over-the-counter trading.”

Coinbase currently lets users buy and sell Bitcoin, Bitcoin Cash, Ether and Litecoin. Customers have urged the company to add assets, but it has held off amid concerns that U.S. regulators could deem more digital tokens to be securities. If approved, the deal could alleviate those worries and allow Coinbase to significantly expand the number of coins it lets customers trade.

Welcoming Oversight

The transaction would put Coinbase under the oversight of the SEC and Finra. Until now, it has mostly been regulated by a patchwork of state authorities. The SEC has said platforms handling digital assets deemed to be securities must register or qualify for an exemption.

Institutional investors prefer working with firms that are regulated, Adam White, general manager of Coinbase’s institutional arm, said in an interview. He said it’s hard to predict how soon authorities might approve the move.

“This is not only a good thing for our company but a good thing for our industry,” he said. “We’re going to move at pace at which regulators are comfortable.”

Ultimately, Coinbase said, it envisions a future in which regulators may let crypto platforms turn existing securities into tokens. That would enable around-the-clock trading all week.