存钱到小银行，是不是有 government guarantee to $250,000

ccc123

han020573 发表于 2014-5-7 13:17
Where did you see the first 4 month only?

I already check with the branch it lasts for ever.

i checked if they call it variable rate then the rate is subject to change according to RBA.

however, in the long run, variable rate will be higher than today.

han020573

ccc123 发表于 2014-5-7 13:57
under interest rate. next to it is little start *

then look below - the small print...

  you miss understand of that.
"After 4 months accounts will receive the standard variable NAB iSaver interest rate. "
it is talking about iSaver .

believe or not up to you.

I personally checked that both in the branch and online customer service.
Reward Saver lasts for ever.

And I am using Reward saver, the bonus interest rate lasts for 6 months so far.

han020573

ccc123 发表于 2014-5-7 15:20
i checked if they call it variable rate then the rate is subject to change according to RBA.

howe ...

this rate 3.93% is variable. you need to make one deposit and no withdrew during the month.

All big 4 bank are the same on this.
NAB offers the highest rate in big 4.

ccc123

han020573 发表于 2014-5-7 15:52
this rate 3.93% is variable. you need to make one deposit and no withdrew during the month.

All b ...

thanks for sharing.

I asked the branch manager and yes, there is no set period for this promotional/variable rate.

Base rate of 1% is fixed but the variable rate of 2.93% is floating subject to RBA decision to Cash Rate.

If cash rate increases the variable rate may increase as well. But if cash rate drops the variable rate will drop too although the decrease of cash rate is highly unlike in the next twelve months by RBA due to high inflation.

She said they always recommend this product to their customers once the customers' term deposit matured.

And every month deposit can be as little as $1.

lol

Bank of Melbourne
Incentive saver 4% ongoing
$1 deposit and no withdraw per month

911110000

bankwest, telenet 4.3% 还有另外一个好像更高，bankwest的，但是不能取钱