我所知道的父母福利（付费移民）

Shanny

应该是的。正如我之前所说的，父母的收入很少，所以没有考虑

Shanny

原帖由 lismore 于 2011-1-6 08:48 发表

healthe care card 家庭收入超过5万就没有了吧，如果没有小孩的话。

如果你所指的是Commonwealth Seniors Health Card，他的要求是：
To qualify, you must:

    * be an Australian resident, living in Australia
    * not subject to a newly arrived residents waiting period
    * have reached age pension age but do not qualify for Age Pension[2] (or do not receive certain other Social Security/Veteran Affairs pensions/benefits)
    * provide Centrelink with your and your partner's tax file number or be granted an exemption from providing your and your partner's tax file number, and
    * have an annual adjusted taxable income* of less than:
          o $50,000 (singles)
          o $80,000 (couples combined), or
          o $100,000 (couples combined who are separated due to ill health).

*This limit is increased by $639.60 for each dependent child you care for

lismore

原帖由 Shanny 于 2011-1-6 09:23 发表
应该是的。正如我之前所说的，父母的收入很少，所以没有考虑

父母只要把国内的养老金算进去这个offset就大打折扣了，就算每个月只有1千多块的养老金，那也合一年2，3千澳币，这个钱算上，offset就只有一半了，如果国内稍微高收入一点的，比如公务员，事业单位什么的，基本上就拿不到这个offset了。

多情圣手

非常好的帖子，感谢

lismore

原帖由 Shanny 于 2011-1-6 09:25 发表


如果你所指的是Commonwealth Seniors Health Card，他的要求是：
To qualify, you must:

    * be an Australian resident, living in Australia
    * not subject to a newly arrived residents waiting period
    ...

这个肯定不会超的。我说的是普通的health care card,忘记这个帖子主要讨论父母移民的事情了。:si2

小豹子

原帖由 Shanny 于 2011-1-6 09:25 发表


如果你所指的是Commonwealth Seniors Health Card，他的要求是：
To qualify, you must:

    * be an Australian resident, living in Australia
    * not subject to a newly arrived residents waiting period
    ...

请问这是不是意味着要住满2年以后才行呢？

小豹子

http://www.centrelink.gov.au/int ... s/newly_arrived.htm
What is the Newly Arrived Resident’s Waiting Period?

If you are a new migrant to Australia you generally do not have immediate access to social security payments from Centrelink.

As a newly arrived resident you will usually need to wait 104 weeks (Newly Arrived Resident's Waiting Period) before you can access most payments and benefits, eg:

    * Austudy[1]
    * Carer Payment (caring for a person 16 years or over)[2]
    * Carer Payment (caring for a child under 16 years)[3]
    * Commonwealth Seniors Health Card[4]
    * Health Care Card (low income)[5]
    * Mobility Allowance[6]
    * Newstart Allowance[7]
    * Pensioner Education Supplement[8]
    * Sickness Allowance[9]
    * Special Benefit[10]
    * Youth Allowance[11]

Its length, how it is calculated and who it applies to depends on your arrival in Australia and the benefit you apply for. Periods spent in Australia as an Australian resident at any time in your life can be counted towards the waiting period.



http://www.centrelink.gov.au/int ... ds_hcc.htm#eligible
Health Care Cards Eligibility

You may be eligible for a Health Care Card if you are below age pension age[1] and you get any of these payments:

    * Carer Allowance (caring for a child under 16 years)[2]—the Health Care Card is for the child in your care only
    * Carer Payment (caring for a child under 16 years)[3] for short-term or episodic care under 6 months
    * Exceptional Circumstances Relief Payment for farmers[4]
    * Exceptional Circumstances Relief Payment for small businesses[5]
    * Family Tax Benefit Part A[6] (maximum rate only)
    * Mobility Allowance[7] (if you are not receiving Disability Support Pension[8])
    * Newstart Allowance[9]
    * Parenting Payment [10] (partnered)
    * Partner Allowance[11]
    * Special Benefit[12]
    * Widow Allowance[13]
    * Youth Allowance[14] (job seekers only)



看来 Commonwealth Seniors Health Card 和 Health Care Card (low income) 都要等2年才行。而且 Commonwealth Seniors Health Card 是对于年龄高于 pension age 的，而 Health Care Card (low income) 是对于年龄低于 pension age 的。

楼主最好改改，第三项和第四项是不能同时拿的。。。。

[ 本帖最后由 小豹子 于 2011-1-6 09:56 编辑 ]

doudou2010

这个澄清很重要。不管付费还是排队都清楚了

Shanny

原帖由 小豹子 于 2011-1-6 09:49 发表


请问这是不是意味着要住满2年以后才行呢？

NOT SUBJECT 是指不受限制的意思。所以我才说是不受两年居住时间的控制。

Shanny

原帖由 小豹子 于 2011-1-6 09:55 发表
http://www.centrelink.gov.au/int ... s/newly_arrived.htm
What is the Newly Arrived Resident’s Waiting Period?

If you are a new migrant to Australia you generally do not have imme ...

我会致电Centerlink问一下，因为你也看到，在新移民的居住时间解析里面，只是说不可以拿到大部分的福利，其中包括Commonwealth Seniors Health Card，但是并没有绝对的说。还是要看每一项福利的具体要求的。 因为我有看到在Commonwealth Seniors Health Card的资格人里面有写着NOT SUBJECT TO a newly arrived residents waiting period,所以我才这样写的。

谢谢你的提醒，是需要更明确的说明 ‘Commonwealth Seniors Health Card 是对于年龄高于 pension age 的，而 Health Care Card (low income) 是对于年龄低于 pension age 的。’

maribel

热心MM 又跑来造福大众了

Eddajjyy

我听说如果父母算dependant的话，他们的租房补助、aged pension等福利就没有或大打折扣，羊毛出在羊身上，你的税款少扣了，他们的福利就少了。是这么回事吗？

lismore

原帖由 Eddajjyy 于 2011-1-6 10:57 发表
我听说如果父母算dependant的话，他们的租房补助、aged pension等福利就没有或大打折扣，羊毛出在羊身上，你的税款少扣了，他们的福利就少了。是这么回事吗？ ...

关键付费移民的父母10之内什么福利也没有啊。

Shanny

原帖由 soup 于 2011-1-6 00:12 发表
什莫情况可以173转143呢？143有什莫优势呢？

当你拿到173之后，你必须在两年之内把剩余的contributio交完，否则你之前交的的钱就白给了。
拿到143之后，可以申请老人卡。而十年之后的福利是由你成为PR之日（如果拿到的时候在澳洲）开始计算的。

Shanny

原帖由 ozvany 于 2011-1-5 23:47 发表


刚刚回想了一下，的确有收入限制，不过不是家庭收入，而是申请人的个人收入。至于这个T9，我前两年退税的时候都没听会计提过，我看我要多看几遍网站，消化消化 ...

请看
    * your adjusted taxable income (ATI) for 2009–10 was more than $150,000, or
    * you had a spouse for all of 2009-10 and the combined ATI of you and your spouse was more than $150,000, or
    * you had a spouse for only part of the year and the sum of the following is more than $150,000
          o your ATI
          o your spouse’s ATI for 2009-10 multiplied by the number of days they were your spouse divided by 365.
我想第二点说的是家庭收入吧，对吗？

缓缓

我的理解，这些福利，排队移民也应该可以享受的

闲夏采薇

我还想给mm补充两点,也不能算福利， 但确实是要帮父母考虑的：
我是以NSW为例， 其他州应该也有相应的

1. NSW Photo Card
如果父母年纪大， 不想或不能开车办理驾照， 那可以去当地的RTA办理一张照片卡
The Photo Card has the same security features as a NSW Driver Licence.  但要记住这不是驾照！！

父母出门办事就不需要带护照了， 比较方便

如何办理请查看RTA网站， 现在价格是$45管理费 - 5年有效
http://www.rta.nsw.gov.au/licensing/photocard.html



2. Lifetime Health Cover - 终身医疗保险

这不仅对我们父母， 对我们自己也是需要注意的。

详细内容请看 政府英文网站：
http://www.health.gov.au/internet/main/publishing.nsf/content/health-privatehealth-lhc-providers-general.htm

我也特地找出中文解释给大家看看：
http://www.health.gov.au/internet/main/publishing.nsf/Content/D21FEBE928A75D5DCA25745C0005A009/$File/Lifetime%20Health_Chinese.pdf

大家应该特别注意的是：为了避免每年2%的附加费， 你需要购买私人医疗保险（特指 hospital cover ）的时间：
如果是年轻的移民：记住在你31周岁生日后的7月1日之前
如果是年老的移民：在注册medicare card 后的12个月之内

当然还有一些特例的时间免除，包括长期在海外生活等， 详细请查看下面政府英文网站：

http://www.health.gov.au/internet/main/publishing.nsf/content/Frequently%20Asked%20Questions-2

我想这两段是比较重要的， 特摘出：

If you are an Australian citizen or permanent resident who is overseas on 1 July following your 31st birthday, you will not pay a LHC loading if you purchase hospital cover before the first anniversary of the day you return to Australia. So no matter how long you remain overseas, you will be entitled to a 12 month period starting from the day that you return in which you are able to purchase a hospital cover policy without paying a LHC loading.

You are also able to return to Australia for periods of up to 90 consecutive days and are still considered to be overseas.

[ 本帖最后由 闲夏采薇 于 2011-1-7 12:59 编辑 ]

缓缓

原帖由 Shanny 于 2011-1-6 10:36 发表


NOT SUBJECT 是指不受限制的意思。所以我才说是不受两年居住时间的控制。

关于第四条，对于排队父母移民，是否有两年限制？我一直以为是有限制的

花生

那有没有人申请到过Commonwealth Seniors Health Card (CSHC)）呢？
我打算给公婆试试申请看

Shanny

我尝试给centerlink打电话，问问他们是怎么解释。

Shanny

大家守护相望！我也只是抛砖引玉而已

缓缓

原帖由 Shanny 于 2011-1-6 11:47 发表
我尝试给centerlink打电话，问问他们是怎么解释。

我又看了一下WORDING，还是理解为有等待期。

对于LOCAL, 到了年龄的人，"NOT SUBJECT TO WAITING PERIOD",他们是可以直接领

但对于新移民，都有WAITING PERIOD, 所以要等。

LZ 如果可以和CENTRELINK 再确认一下，万分感谢

太有才了

感谢楼主分享

jasonliu234

lz的解释 没有任何问题

百科园丁

非常好的贴子。谢谢了

小豹子

原帖由 Shanny 于 2011-1-6 10:36 发表


NOT SUBJECT 是指不受限制的意思。所以我才说是不受两年居住时间的控制。

原文是：
To qualify, you must:
    * be an Australian resident, living in Australia
    * not subject to a newly arrived residents waiting period

我认为翻译过来是

要想获得这个卡，你必须符合下列条件：
1. 是澳大利亚居民，住在澳大利亚
2. 不受到 newly arrived residents waiting period 的限制

不是说领取这个卡不受newly arrived residents waiting period 的限制，而是说你必须满足“不受到 newly arrived residents waiting period 的限制”这个条件才能取这个卡。

而我在37楼写的看来付费父母移民要拿这个卡是受到newly arrived residents waiting period 的限制的，因为不属于下列可以免除 waiting period 的情况：
http://www.centrelink.gov.au/int ... _arrived.htm#exempt
Who is exempt from the Newly Arrived Resident’s Waiting Period?

There are a number of exemptions from the Newly Arrived Resident's Waiting Period including if you are an Australian citizen or the family member of an Australian citizen, a person who arrived under a refugee or humanitarian program or are the holder of certain visa subclasses.

If you are in hardship because of a substantial change of circumstances beyond your control, you may be eligible for Special Benefit[10]. Losing or not being able to find a job is generally not considered to be a change of circumstances.

There are additional reasons which exempt some people from the waiting period for certain benefits. You should lodge a claim with Centrelink to test whether you are eligible for an exemption.

我理解的对不对呢？

[ 本帖最后由 小豹子 于 2011-1-6 12:56 编辑 ]

Shanny

谢谢你的提点，但是对于在国内令的退休金不多的父母来说，澳洲政府能给他们一点的补助也不错啊。算是我们孝敬父母的一点奖励吧。对吗？

Shanny

我们打电话到centerlink 确认一下好吗？

小豹子

原帖由 Shanny 于 2011-1-6 12:54 发表
我们打电话到centerlink 确认一下好吗？

好啊，等楼主的消息

Shanny

确认了！请看更正