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[保险车祸] 求助：被追尾了，怎么走保险？ [复制链接]

八月飞雪

铜靴族

发表于 2018-11-12 11:34 |显示全部楼层

此文章由八月飞雪原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者八月飞雪所有！转贴必须注明作者、出处和本声明，并保持内容完整

本帖最后由八月飞雪于 2018-11-12 11:37 编辑

Ngshun 发表于 2018-11-3 14:47
I have recently had a not at fault accident – someone rear ended me. Got her details (although I ...

这个是官方解释吗？貌似某个论坛里说的。
买全险就是图个省心，自己联系用保险公司干嘛？

这个是官方解释：

Do not at fault accidents affect insurance?

One accident may not cause your rates rise, but if you have been in multiple accidents, even if you were not at fault for each, your auto insurer may increase your premiums or not renew your policy. ... The number of accidents you are involved in can make your insurer see you as a higher risk, even if you are not at fault.May 1, 2012

爱好颇多的IT直男:blueseasky6699

千杯不醉回锅肉

布鞋族

发表于 2018-11-12 15:29 |显示全部楼层

此文章由千杯不醉回锅肉原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者千杯不醉回锅肉所有！转贴必须注明作者、出处和本声明，并保持内容完整

八月飞雪发表于 2018-11-12 12:27
哪有的事。无责任保险费不会涨一毛。
Bingle只是说明最坏的情况，给你一些知情权，很正常。有的保险公司 ...

懂不懂什么叫no cliam bonus

八月飞雪

铜靴族

发表于 2018-11-12 19:27 |显示全部楼层

此文章由八月飞雪原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者八月飞雪所有！转贴必须注明作者、出处和本声明，并保持内容完整

千杯不醉回锅肉发表于 2018-11-12 15:29
懂不懂什么叫no cliam bonus

If I make a claim, how is my NCB affected?
If you make a claim on your policy where your insurer pays out, you’ll generally lose some, or all, of your no-claims bonus.

But if you’re hit by another car and it’s agreed that you weren’t at fault, your insurer may be able to reclaim the payout from the other car’s insurer and your NCB may not be affected.

爱好颇多的IT直男:blueseasky6699