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这个是COLES第三方保险的条例，我的全险是有cover第三方
Third Party Property Damage cover
Insured events
What is covered What is not covered
Your legal liability
We will pay for amounts you are legally liable to pay for
damage to someone else’s property as a result of a collision
caused by or arising out of the use of:
• your car, or
• your trailer or caravan whilst being towed by your car.
We will pay if you were driving your car, or the person driving
your car had your consent to do so.
We will also pay if you were driving a substitute car while
your car was undriveable.
The liability of your employer, principal or partner is also
covered, but only if their liability arises out of the use by you
of your car.
We will pay a maximum amount of $20,000,000 in respect
of any and all legal liability arising out of any one incident or
series of incidents arising from any one collision. This amount
includes all legal costs, incurred with our consent, if we have
accepted a claim for your legal liability.
Damage to property belonging to, or in the physical or legal
control of:
• you or any person using your car, or
• a person covered under this Third Party Property Damage
insurance.
Legal liability claims:
• by you, your relative, spouse, or de facto or by any person
ordinarily residing with you or with whom you ordinarily
reside (which are made against the liability cover under
this policy), or
• where compulsory insurance is required by law to cover
for the claim.
Damage caused to any substitute car you were driving.
Legal liability for death or bodily injury.
Claims arising from any agreement or contract you or a
covered person entered into, unless you or they would have
been liable despite the agreement or contract.
Penalties, fines or any awards of aggravated, exemplary or
punitive damages made.
Legal costs and expenses
If your car is involved in a collision and causes damage to
someone else’s property, we will also pay all legal costs
and expenses incurred with our prior written consent in
defending any court proceedings if we have accepted a
claim for your legal liability.
Legal costs and expenses that relate to a legal liability not
covered by this policy.
Legal costs and expenses we have not agreed in writing
to pay.
Legal costs to defend any type of criminal proceeding. Any
fines, including but not limited to, any criminal offences
involving the use of the vehicle, or breaches of any road
traffic statutes, acts, by-laws or regulations |
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忙里偷闲，上个梅菜扣肉！ (2006-1-12) liz 
澳大利亚灯塔集锦 - 我所走过的108座灯塔的故事（全文完） (2024-8-13) 慕贤 
楼主:kevinxp919
发表于 2017-6-17 23:01
