关于税前的SUPER SACRIFICE

house2

大家是愿意多拿出来点工资，放到SUPER去吗？

我个人理解，就算扣税37%，考虑到N年的物价上涨，现在放到SUPER SACRIFICE里面的钱依然是贬值的，还是不要放在SUPER SACRIFICE里面好。

大家有什么建议或意见？

lee2267

那要看你工资多少。。目前最高SUPER SACRIFICE 也才25000.。假设工资是 足迹平均水平。
扔了2w 进 super 也就冒个水花而已。。

wlzs1412

it depends on your personal situation and lifestyle.

sydneystone

• There are two types of super contribution: concessional and non-concessional. If you think your money will be devalued due to the inflation, that's only because you leave all your money in the cash account. Superannuation is an inveestment platform, therefore your money in it should be managed.
• cap of concessional contribution is 25000 for ppl who is age under 50. if you r over 50 the cap will be 500000. non-concessional cap is 450000 for a 3 yrs period of time.
• super funds can be used to pay for the cost of your risk management cost, so i might be a good idea to keep some money in it.

i am a professional financial planner, my job is to help people like you to management your money whether it's inside or outside super. I am working in an independent local firm which is very close to Wynyard station. My culture background is chinese, so if you prefer to speak chinese, i will be able to do it. Give me a call if you have any problem regarding to your super , risk management and investments. My contact number is 0433 971 671.

xinxin119

原帖由 lee2267 于 2012-6-28 20:47 发表
那要看你工资多少。。目前最高SUPER SACRIFICE 也才25000.。假设工资是 足迹平均水平。
扔了2w 进 super 也就冒个水花而已。。

足迹平均工资是多少？

lee2267

原帖由 xinxin119 于 2012-6-29 10:35 发表


足迹平均工资是多少？

号称 20w ...偶只有其1/4多点 目前。。