關於salary package買車的疑問

咔咔咚

聽說salary package買車便宜，不知如何省法，希望高手指點，幫我算算帳~~
另附我在salary package網上自己calculate的圖片2張
問題，Post-tax contribution （也叫 Employee contribution method） 是什麽？

[ 本帖最后由 咔咔咚 于 2011-6-3 22:22 编辑 ]

xinxin119

1. Novated lease is a three parties lease..
2. you can save GST on that, basic principal is: Your employer lease the motor vehicle and let you drive, you make regular pre-tax salary payment to  employer + post tax employee contribution to employer if required.
3.nurse can use up FBT to a certain limit without any FBT payment by the employer, so , in the above calculation, you can add back 7,617 to 25,552.

cncsc

我当时也想这样买车的，可是做了quote后发现，也没省什么钱。因为前面都是租金，几年后要自己把车买下来，最后一笔买车的钱很多，感觉前面几年省的税最后都要交出去买这个车

xinxin119

do the calculation, feeling sometimes are not accurate

咔咔咚

原帖由 xinxin119 于 2011-5-30 22:07 发表
1. Novated lease is a three parties lease..
2. you can save GST on that, basic principal is: Your employer lease the motor vehicle and let you drive, you make regular pre-tax salary payment to  employ ...

您的意思是我可以不交這7000多塊的tax contribution？？？如果那樣真是划算啊，可是哪有那麼好的事情？？？

xinxin119

原帖由 咔咔咚 于 2011-6-2 16:52 发表

您的意思是我可以不交這7000多塊的tax contribution？？？如果那樣真是划算啊，可是哪有那麼好的事情？？？

I think nurse have a FBT category A of $9000 something exempt. ah ... nah , you cannot add back ... i misread this ...

cncsc

原帖由 xinxin119 于 2011-5-30 10:43 PM 发表
do the calculation, feeling sometimes are not accurate

最后一笔款要大很多，因为是按照车租给你几年之后，折旧后的价钱再让你买下来，你自己好好calculate一下吧！
最后就是几年省下的tax，几乎全部又要交回去，是有得省，只不过省的不多

[ 本帖最后由 cncsc 于 2011-6-4 19:26 编辑 ]

cncsc

LZ看看身边有多少人用这个买车，就知道划不划算了