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[贷款相关] 急求，Owner occupy home loan or Investment Home Loan [复制链接]

bearlrb

草鞋族

发表于 2010-3-17 13:52 |显示全部楼层

此文章由 bearlrb 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 bearlrb 所有！转贴必须注明作者、出处和本声明，并保持内容完整

Owner occupy home loan (Principle + Interest) 的利息能操作negative geering 吗？还是必须是Investment Home Loan的才可以?

相反，如申请的是Investment Home Loan，但满足所有first home grant/stamp duty exemption的条件，可以申请first home grant/stamp duty exemption吗？

newaussie

皮靴族

发表于 2010-3-17 14:05 |显示全部楼层

此文章由 newaussie 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 newaussie 所有！转贴必须注明作者、出处和本声明，并保持内容完整

原帖由 bearlrb 于 2010-3-17 14:52 发表
Owner occupy home loan (Principle + Interest) 的利息能操作negative geering 吗？还是必须是Investment Home Loan的才可以?

相反，如申请的是Investment Home Loan，但满足所有first home grant/stamp duty ex ...

Owner occupied home loan can't be negative geering. Only investment property loan can.

if investment property loan, bank can't apply for first home owner grant on your behalf & you have to pay stamp duty.