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本帖最后由 tina50 于 2024-8-15 09:44 编辑
When a person dies, what happens to their super?
When a person dies, in most cases their super fund pays their remaining super to their nominated beneficiary.
Super paid after a person's death is called a 'super death benefit'.
If the rules of your super fund allow it, you can nominate the beneficiary for your super, by making a non-binding or binding nomination.
If the super fund rules allow a binding death benefit nomination, you can nominate one or more dependants and/or your legal personal representative to receive your super.
If a deceased person did not make a nomination, or has made a non-binding nomination, the trustee of the fund may:
use their discretion to decide which dependant or dependants to pay the death benefit to
make a payment to the deceased's legal personal representative (executor of their estate) for distribution according to the instructions in the deceased's will.
Contact your super fund to find out more about death benefit nominations.
If a death benefit is paid to a dependant of the deceased, it can be paid as either a lump sum or income stream.
If a death benefit is paid to someone who is not a dependant, it must be paid as a lump sum.
https://www.ato.gov.au/individua ... ion-death-benefits#
老太太应该可以选择一次性取出，或按月领取
如果当事人去世，是由成年子女继承就只能一次性取出了，而且税很高 论坛里有一个同学说过的经历
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