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本帖最后由 moonhope 于 2022-11-16 10:10 编辑
super after tax contribution, 这个字面上都说了，是after tax的，就是你把自己的部分税后收入放入super。这个可以退税，但是需要向你的super公司提出申请。
以下说明来自政府有关个人财务的宣传网站https://moneysmart.gov.au/grow-your-super/super-contributions
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Pre-tax super contributions: salary sacrifice 税前交Super
You can ask your employer to pay part of your pre-tax pay into your super account. This is known as a salary sacrifice or salary packaging.
The payments, called concessional contributions
, are taxed at 15%. For most people, this will be lower than their marginal tax rate. You benefit because you pay less tax while you boost your retirement savings.
Generally, making extra concessional contributions is tax effective if you earn more than $45,000 per year.
There's a limit to how much extra you can contribute. The combined total of your employer and salary sacrificed contributions must not be more than $27,500 per financial year.
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Make after-tax super contributions 税后super contributions
You can also make contributions to your super from your after-tax pay.
These payments are called non-concessional contributions
because you have already paid tax on the money. You can make up to $110,000 in non-concessional contributions each financial year.
You may be able to get a tax deduction for non-concessional contributions. See the ATO website for more information.
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旧游新记（中国 - 第八篇完） (2013-9-1) charlie-qi 
发表于 2022-11-15 20:22
