|
|
此文章由 bunker 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 bunker 所有！转贴必须注明作者、出处和本声明，并保持内容完整
louiz 发表于 2017-5-24 12:11 
怎么评估? 做个全面体检? 有没有pre existing condition哪有这么好检查出来的?
与其您和我这里掰持，为何不给petbarn客服发邮件或者打电话，这些疑惑不都全清了么。
官方Q&A：
WHAT IS A PRE-EXISTING CONDITION?
It is any condition (illness or injury) or symptoms or signs of that condition occurring or existing in any form prior to the Commencement Date of your policy or during the policy waiting period. Pre-existing conditions will not be covered under the policy. For example, if your pet shows first signs of cancer prior to you taking out insurance cover or within the Waiting Period, then cancer will be considered as Pre-existing and all expenses incurred for cancer will not be covered. For more information, refer to the Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide.
以下是保险用户手册里的，写的和RSPCA一模一样：
Pre-existing Condition review
You may apply to us to review a Pre-existing Condition exclusion provided
that your Vet certifies and provides (at your expense) veterinary records
verifying that your Pet has been free of clinical signs, symptoms or
recurrence of the Pre-existing Condition (or any Condition(s) arising
directly therefrom) up to the date of receipt of your Review Application
Form, which shall be no less than a period of eighteen (18) months from
the original policy Commencement Date.
Your request for this review must be made in writing after the completion
of the eighteen (18) month period using our prescribed Review Application
Form. The Pre-existing Condition exclusion(s) shall not be deemed to have
been lifted unless agreed to by us in writing. Agreement to lift all or part
of the exclusion(s) is at our sole discretion and we are not obligated to
provide reasons for declining a request.
|
|
给大家分享一个我实验半年的快速长头发，不掉发，让头发茂密的方法 (2013-8-16) mefe 
第一次坐cruise 出海游! (上了相片，有更新) (2005-9-25) leski 
发表于 2017-5-23 15:20
