维洲交通事故法律法规，供大家参考！

epoxboy

看了论坛这么多问出了事故怎么办的，觉得应该还是提前读下法律法规，真碰到了情况能沉着应对：

http://www.legalaid.vic.gov.au/f ... iving-and-accidents

摘要：

Reporting the accident to the police:
You must report the accident to the police if:
    ----anyone’s property is damaged
    ----the other person involved in the accident does not stop or refuses to give their details.
Police may not attend the accident scene unless someone has been injured.


Insurance
If you have insurance let your insurer know about the accident as soon as possible after the accident. This is important, even if you decide not to make a claim against your insurance.

Most insurance policies say that you have to notify the insurer of any accident. This is called a ‘duty of disclosure’. Notifying your insurer also allows you to make a claim later if the damage is going to cost more than you thought.

There are different levels of insurance cover. You may only be insured for damage to vehicles and property that belongs to others. This is called third party insurance.

Comprehensive insurance policies cover damage to your vehicle too. In most cases you will have to pay some of the money. This is called the excess. The amount you have to pay depends on your insurance policy.

Comprehensive insurance也可以保自己！

icenofox7

出了excess，当然保自己了

sydney999

fu233

不然为什么不买third party？

letbe

问个不好回答的问题：
因为自己车的发动机出了问题，在路上抛锚，是否保险公司不管？

letbe

letbe 发表于 2017-4-13 21:21
问个不好回答的问题：
因为自己车的发动机出了问题，在路上抛锚，是否保险公司不管？ ...

或者 除非与第三方发生碰撞  保险公司才介入？

bluesknight

letbe 发表于 2017-4-13 21:21
问个不好回答的问题：
因为自己车的发动机出了问题，在路上抛锚，是否保险公司不管？ ...

不管。如果你有买路边救援的话他们管。

whinger

Comprehensive insurance也可以保自己！