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原帖由 红苹果 于 2008-6-30 23:30 发表 
如果房价下跌的话，是不是从unit开始，最后才是有地的house，不管距离city多么遥远？
未必未必，非也非也。。。
悉尼外环西区一些mortgage belt远郊的House房价跌幅远远超过内城区Unit。
悉尼外环郊区一些房产的价格每周最多跌去$450元。如果储备银行再度升息，这种趋势将愈加恶化。
另据2008年1月13日《每日电讯报》周日版报道，各大银行在储备银行提高利率之前纷纷涨息，对于房贷沉重的悉尼外围西区来说，更是雪上加霜倍感压力。
据新州总估价师（NSW Valuer General）Philip Western表示，由于新房屋大量兴建，在过去的一年里，悉尼外围西区的地价不升反降。过去一年来，这些西区的房产估价，Blacktown﹑Camden﹑Campbelltown和Liverpool地区的土地贬值幅度高达7％。Residex的最新数字也显示，房产价值出现下跌的城区还包括Wilmott、Glenmore Park、Kingswood 和Oakhurst。
而与此同时，悉尼另外一些区域的房产估价却不断增长，特别是inner-city, eastern和northern suburbs。Woollahra、Hunters Hill、Mosman和Waverley等地区是为数不多录得房价涨幅跟得上利率上升幅度的城区。
Mortgagees to suffer more
January 13, 2008 12:00am Article from: The Sunday Telegraph
FALLING property values across a swathe of Sydney's mortgage belt suburbs have thrust another knife into the heart of families struggling with the latest round of interest rate increases.
Official property estimates from the NSW Valuer General, obtained exclusively by The Sunday Telegraph, show land values falling by as much as seven per cent in areas such as Blacktown, Camden, Campbelltown and Liverpool.
This revelation came as Treasurer Wayne Swan warned Australians they will need to exercise restraint and tighten their belts in 2008 in the face of higher inflation and likely further rises in interest rates.
Mr Swan said latest Treasury forecasts pointed to a period of prolonged price rises across the economy.
"They suggest we need to prepare for a period of elevated inflation - that's the legacy that Peter Costello has left the Australian people,'' Mr Swan said, in an exclusive interview.
"I think we have an inflationary challenge on our hands and that requires restraint from all sections of Australia, from corporations to unions and government.''
The triple dose of bad news means battling families mortgaged to the hilt face higher loan payments, increased grocery, petrol and living expenses - and may now have negative equity in their home, where the loan exceeds the value of their property.
All of Australia's major banks have raised interest rates well before the Reserve Bank meets on February 5 to decide whether to increase its official cash rate from 6.75 per cent.
The Reserve Bank is tipped to lift rates to combat inflation after increases of 0.25 per cent in August and November last year did little to dampen consumer Christmas spending.
The banks say they have jacked up loan rates in the face of increased costs, as a result of the financial collapse in the US sub-prime market.
Mr Swan said he could not interfere with their decision, but called for them to heed his call for restraint.
"All corporations in Australia, including banks, are profit-making institutions (but) they also have a broader corporate, social responsibility,'' he said.
Mr Swan also said he will investigate ways to help borrowers switch lenders more easily.
"I'm currently having a look at all of the issues about the extent to which people can move their accounts,'' he said.
Last week The Sunday Telegraph approached all four major bank CEOs for an interview, to ask why they had raised rates, but all declined to speak.
Mr Swan would not criticise the multi-million dollar salaries of these bank executives, but stood by his rebuke of the banks for raising rates excessively.
His emphasis on the need for restraint underlines the likelihood of government spending cuts in his first Budget and serves as a warning to unions seeking big wage increases.
While land values in much of rural NSW experienced strong growth, much of Sydney - except for the affluent north shore, eastern suburbs and inner city - remained stagnant or fell.
Perhaps the only good news for those in the more depressed areas is that their council rates, based on the land values, are unlikely to rise.
The official figures have been backed up by new data from property researcher, Residex, which showed negative growth last year in suburbs such as Wilmott, Glenmore Park, Kingswood and Oakhurst.
NSW Valuer General Philip Western said land values in suburbs like Woollahra, Hunters Hill, Mosman and Waverley were among the few to keep pace with the increased rate of inflation.
"The strong demand for prestige property continues to drive the market in these areas,'' he said.
But it was a different story elsewhere.
In Blacktown, the largest local government area in NSW, land values - used to assess rates and taxes - fell 7.07 per cent, while in Campbelltown values dropped 4.29 per cent.
Campbelltown resident Jackie McKinnon was devastated when she heard interest rates were rising again.
The Campbelltown mother of three, who has a home loan with the NAB, will take night shifts to help meet the cost of increased mortgage repayments and higher food and petrol prices.
"I was supposed to be a stay-at-home mum until my youngest child started school, but now I will have to work at night because if I work during the day, all my money will go towards childcare,'' Mrs McKinnon said.
The McKinnons typify working families who struggle to see why exposure to poor overseas investments should be passed onto them in the form of higher interest rates.
"We won't be able to go anywhere or do anything - the only places we will be able to go to is the beach and to visit family,'' she said.
CommSec chief economist Craig James said he expected the Reserve Bank to raise rates next month in response to global price pressures. |
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初来乍到——Deutschland (2011-8-8) calvin80s 
发表于 2008-6-28 21:26
看来好地段不管有地没有地，还是比差地段要保值！~~~~差点别broker蒙蔽