买房能写孩子名字吗

Qiaoki5

打算买房 可以只放到孩子名下吗 孩子13岁

是否全款就可以 银行贷款(父母还款)就不可以呢？谢谢回答

amyo(∩_∩)o

不能

potter.leon

要问过户师吧，好像全款可以的，贷款恐怕不行。

Oberto

Title应该没问题。但是有其它很多的事情：
Buying property in Australia in your children’s name
So, we’ve covered the process of buying property in Australia for yourself – whether you’re a local or overseas buyer. But what about buying it in someone else’s name?

There are a number of reasons you might want to do this. Some parents want to give their children an early foot on the property ladder, so they have a home to live in when they come of age. For others, the property is an investment decision.

If you’re planning to buy a property for your child, here’s what you need to know:

It is legal for a minor to own property in Australia⁴. The Title Deed will simply include ‘a minor born on…’ after their name to identify the owner of the property. When the child turns 18, this sentence will be removed upon production of a valid birth certificate and other relevant documentation at the Titles Office.

Until your child turns 18, you won’t be able to sell the property without court approval⁵. This can potentially be both difficult and expensive.

If you plan to earn rental income on the property, this will be subject to an eye-watering tax rate of around 46%. This is because it’s classified as ‘unearned income’ by a minor⁶.

As your child’s legal representative, you will be responsible for maintaining the property⁷.

You can also choose to buy property for your child using a family trust⁸. This is where one or more parents are named as trustees, until the child is old enough and control of the trust can be passed over.

zhangwei7461

我印象中是很不划算的。 一般的操作还是成年后过户。  如果需要贷款，那直接低价租给自己成年的孩子走负扣税最合算。

JhYu

贷款的肯定不行。

小鱼鼓鼓

全款可以。我儿子差不多大，刚过户好

Qiaoki5

谢谢大家的回复

Oliver007

好像只能全款才可以，因为小孩不能贷款

herojan

贷款肯定不行。全款的话，只要得到开发商的consent就没问题。